Consultation pathology during surgery frozen section first tissue block at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$77.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$325.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.54 with Horizon Blue Cross Blue Shield of New Jersey vs $372.69 with Wellcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey Managed $47.54 ↓ -38%
Horizon Blue Cross Blue Shield of New Jersey Omnia $47.54 ↓ -38%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $47.54 ↓ -38%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $47.54 ↓ -38%
Aetna Better Health $65.81 ↓ -15%
United Healthcare Nexus $73.91 ↓ -4%
United Healthcare Oxford Metro $73.91 ↓ -4%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $78.72 ↑ +2%
United Healthcare Oxford Commercial $78.93 ↑ +2%
United Healthcare Commercial $78.93 ↑ +2%
United Healthcare Community Plan $85.54 ↑ +11%
Fidelis Care NJ Family Care $87.17 ↑ +13%
Aetna PPO $129.81 ↑ +68%
Aetna HMO $129.81 ↑ +68%
Amerihealth Regional Preferred $135.34 ↑ +75%
Amerihealth Local Value $135.34 ↑ +75%
Cigna PPO $165.41 ↑ +114%
Cigna HMO $165.41 ↑ +114%
Cigna Local Plus $165.41 ↑ +114%
Wellpoint NJ Family Care $185.25 ↑ +140%
Clover Medicare Advantage $187.28 ↑ +142%
Humana Medicare $187.28 ↑ +142%
Aetna Medicare $187.28 ↑ +142%
Wellpoint Medicare Advantage $187.28 ↑ +142%
Fidelis Care Medicare Advantage $187.28 ↑ +142%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $187.28 ↑ +142%
United Healthcare Medicare $191.03 ↑ +147%
First Health Commercial $195.00 ↑ +152%
Qualcare Inc HMO/POS $249.60 ↑ +223%
Qualcare Inc PPO/WC $266.17 ↑ +245%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $309.98 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $315.60 ↑ +309%
Emblem Health Commercial $327.74 ↑ +324%
Wellcare Ambetter Health Commercial $372.69 ↑ +382%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $61.00 $73.91 – $374.56
Cooperman Barnabas Medical Center Livingston $48.94 $47.54 – $384.50
Community Medical Center Toms River $67.40 $47.54 – $372.69
Clara Maass Medical Center Belleville $77.37 $47.54 – $382.58
Newark Beth Israel Medical Center Newark $48.11 $47.54 – $384.50
Jersey City Medical Center Jersey City $67.53 $47.54 – $401.58
Monmouth Medical Center Long Branch $71.11 $47.54 – $377.44
Bayshore Medical Center Holmdel $189.67 $44.71 – $306.15

All New-jersey hospitals for this procedure →