An cholangiogram percutaneous compl at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$4,350.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,573.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$344.33 with Horizon Blue Cross Blue Shield of New Jersey vs $7,675.11 with Wellcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $344.33 ↓ -92%
United Healthcare Community Plan $845.54 ↓ -81%
Fidelis Care NJ Family Care $861.55 ↓ -80%
Aetna Better Health $926.03 ↓ -79%
Amerihealth Local Value $1,926.14 ↓ -56%
Cigna Local Plus $2,101.00 ↓ -52%
Amerihealth Regional Preferred $2,312.10 ↓ -47%
Cigna HMO $2,670.00 ↓ -39%
First Health Commercial $2,743.80 ↓ -37%
Cigna PPO $2,812.00 ↓ -35%
Horizon Blue Cross Blue Shield of New Jersey Omnia $2,919.86 ↓ -33%
Qualcare Inc HMO/POS $3,251.40 ↓ -25%
Wellpoint NJ Family Care $3,266.00 ↓ -25%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $3,349.72 ↓ -23%
Horizon Blue Cross Blue Shield of New Jersey Managed $3,505.20 ↓ -19%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $3,541.78 ↓ -19%
Clover Medicare Advantage $3,856.84 ↓ -11%
Humana Medicare $3,856.84 ↓ -11%
Aetna Medicare $3,856.84 ↓ -11%
Wellpoint Medicare Advantage $3,856.84 ↓ -11%
Fidelis Care Medicare Advantage $3,856.84 ↓ -11%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $3,856.84 ↓ -11%
United Healthcare Medicare $3,933.98 ↓ -10%
Qualcare Inc PPO/WC $3,978.51 ↓ -9%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $4,361.72 ↑ +0%
Horizon Blue Cross Blue Shield of New Jersey PIP $4,440.84 ↑ +2%
Aetna HMO $4,540.00 ↑ +4%
Aetna PPO $4,540.00 ↑ +4%
United Healthcare Oxford Metro $4,791.00 ↑ +10%
United Healthcare Nexus $5,390.00 ↑ +24%
United Healthcare Oxford Commercial $5,637.00 ↑ +30%
United Healthcare Commercial $6,341.00 ↑ +46%
Emblem Health Commercial $6,749.47 ↑ +55%
Wellcare Ambetter Health Commercial $7,675.11 ↑ +76%

Visitor-reported prices

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An cholangiogram percutaneous compl at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $217.59 – $7,713.68
Cooperman Barnabas Medical Center Livingston $6,839.00 $344.33 – $7,918.64
Community Medical Center Toms River $3,786.00 $344.33 – $7,675.11
Clara Maass Medical Center Belleville $3,986.00 $344.33 – $7,879.05
Newark Beth Israel Medical Center Newark $4,881.00 $223.99 – $7,918.64
Jersey City Medical Center Jersey City $5,339.00 $281.58 – $8,270.50
Monmouth Medical Center Long Branch $5,419.00 $344.33 – $7,773.30
Bayshore Medical Center Holmdel $3,906.18 $3,906.18 – $4,687.41

All New-jersey hospitals for this procedure →