3d ech img cgen car anomal at Monmouth Medical Center Southern Campus

600 River Ave, Lakewood, NJ · RWJBarnabas Health · · NPI 1225133473

Source: hospital's published price file ↗ · Published Mar 3, 2026 · Ingested Sep 10, 2026

$260.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,098.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.52 with Horizon Blue Cross Blue Shield of New Jersey vs $1,066.26 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey Omnia $142.52 ↓ -45%
Horizon Blue Cross Blue Shield of New Jersey Managed $142.52 ↓ -45%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $142.52 ↓ -45%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $142.52 ↓ -45%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $145.73 ↓ -44%
United Healthcare Community Plan $203.02 ↓ -22%
Fidelis Care NJ Family Care $206.86 ↓ -21%
Aetna Better Health $222.34 ↓ -15%
Wellpoint NJ Family Care $625.86 ↑ +140%
First Health Commercial $658.80 ↑ +152%
United Healthcare Nexus $719.00 ↑ +175%
United Healthcare Oxford Metro $719.00 ↑ +175%
Qualcare Inc HMO/POS $843.26 ↑ +223%
United Healthcare Commercial $846.00 ↑ +224%
United Healthcare Oxford Commercial $846.00 ↑ +224%
Amerihealth Local Value $858.96 ↑ +229%
Amerihealth Regional Preferred $858.96 ↑ +229%
Qualcare Inc PPO/WC $899.26 ↑ +245%
Aetna PPO $922.32 ↑ +253%
Aetna HMO $922.32 ↑ +253%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,047.27 ↑ +301%
Horizon Blue Cross Blue Shield of New Jersey PIP $1,066.26 ↑ +309%

Visitor-reported prices

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3d ech img cgen car anomal at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $232.66 $59.15 – $719.00
Clara Maass Medical Center Belleville $119.93 $58.43 – $719.00
Newark Beth Israel Medical Center Newark $228.71 $29.44 – $106.89
Jersey City Medical Center Jersey City $228.16 $37.01 – $719.00
Monmouth Medical Center Long Branch $240.24 $116.87 – $719.00
Robert Wood Johnson University Hospital Somerset Somerville $101.90 $30.28 – $420.00
Trinitas Regional Medical Center Elizabeth not published $28.60 – $719.00
Community Medical Center Toms River not published $60.57 – $719.00

All New-jersey hospitals for this procedure →