Rectal sensation test at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$415.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,998.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$339.28 with Wellpoint vs $4,174.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $339.28 | ↓ -18% |
| Humana | Medicare | $366.72 | ↓ -12% |
| Wellpoint | Medicare Advantage | $366.72 | ↓ -12% |
| Fidelis Care | Medicare Advantage | $366.72 | ↓ -12% |
| Clover Health | Medicare Advantage | $366.72 | ↓ -12% |
| Aetna | Medicare | $366.72 | ↓ -12% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $366.72 | ↓ -12% |
| United Healthcare | Medicare | $374.05 | ↓ -10% |
| United Healthcare | Community Plan | $551.04 | ↑ +33% |
| Fidelis Care | NJ Family Care | $561.63 | ↑ +35% |
| Aetna | Better Health | $603.59 | ↑ +45% |
| Emblem Health | Commercial | $696.77 | ↑ +68% |
| Wellcare | Ambetter Health Commercial | $729.77 | ↑ +76% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $878.71 | ↑ +112% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $895.90 | ↑ +116% |
| Cigna | Local Plus | $1,062.73 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $1,063.13 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $1,082.71 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $1,126.47 | ↑ +171% |
| First Health | Commercial | $1,198.80 | ↑ +189% |
| Amerihealth | Regional Preferred | $1,215.78 | ↑ +193% |
| Amerihealth | Local Value | $1,215.78 | ↑ +193% |
| Cigna | HMO | $1,350.24 | ↑ +225% |
| Qualcare Inc | PPO/WC | $1,412.58 | ↑ +240% |
| Qualcare Inc | HMO/POS | $1,412.58 | ↑ +240% |
| Cigna | PPO | $1,422.17 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $1,674.72 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $1,813.58 | ↑ +337% |
| United Healthcare | Oxford Metro | $2,445.00 | ↑ +489% |
| United Healthcare | Nexus | $2,751.00 | ↑ +563% |
| United Healthcare | Oxford Commercial | $2,877.00 | ↑ +593% |
| United Healthcare | Commercial | $3,236.00 | ↑ +679% |
| Aetna | HMO | $4,174.00 | ↑ +905% |
| Aetna | PPO | $4,174.00 | ↑ +905% |
Visitor-reported prices
Comments
Rectal sensation test at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $375.02 | $215.61 – $680.64 |
| Cooperman Barnabas Medical Center | Livingston | $396.04 | $349.37 – $698.74 |
| Community Medical Center | Toms River | $414.38 | $340.32 – $677.24 |
| Clara Maass Medical Center | Belleville | $297.35 | $349.37 – $695.25 |
| Newark Beth Israel Medical Center | Newark | $389.31 | $269.88 – $698.74 |
| Monmouth Medical Center | Long Branch | $437.16 | $344.68 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $413.61 |
| Hackensack University Medical Center | Hackensack | $366.72 | $293.38 – $905.53 |