Pdt dstr prmlg les phys/qhp at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$133.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$642.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.35 with Horizon Blue Cross Blue Shield of New Jersey vs $3,236.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $116.35 ↓ -13%
Wellpoint NJ Family Care $153.77 ↑ +15%
United Healthcare Community Plan $177.06 ↑ +33%
Fidelis Care NJ Family Care $180.46 ↑ +35%
Aetna Better Health $193.94 ↑ +45%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $234.00 ↑ +75%
Humana Medicare $234.00 ↑ +75%
Aetna Medicare $234.00 ↑ +75%
Wellpoint Medicare Advantage $234.00 ↑ +75%
Clover Health Medicare Advantage $234.00 ↑ +75%
Fidelis Care Medicare Advantage $234.00 ↑ +75%
United Healthcare Medicare $238.68 ↑ +79%
Amerihealth Local Value $265.65 ↑ +99%
Horizon Blue Cross Blue Shield of New Jersey Omnia $287.87 ↑ +116%
Amerihealth Regional Preferred $304.62 ↑ +128%
Cigna Local Plus $341.47 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $341.60 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $347.89 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $361.95 ↑ +171%
Aetna HMO $378.78 ↑ +184%
Aetna PPO $378.78 ↑ +184%
First Health Commercial $385.20 ↑ +189%
Cigna HMO $433.86 ↑ +225%
Emblem Health Commercial $444.60 ↑ +233%
Qualcare Inc PPO/WC $453.89 ↑ +240%
Qualcare Inc HMO/POS $453.89 ↑ +240%
Cigna PPO $456.97 ↑ +243%
Wellcare Ambetter Health Commercial $465.66 ↑ +249%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $538.12 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $582.74 ↑ +337%
United Healthcare Oxford Metro $2,445.00 ↑ +1733%
United Healthcare Nexus $2,751.00 ↑ +1962%
United Healthcare Oxford Commercial $2,877.00 ↑ +2057%
United Healthcare Commercial $3,236.00 ↑ +2326%

Visitor-reported prices

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Pdt dstr prmlg les phys/qhp at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $219.93 $219.93 – $263.92
Hackensack University Medical Center Hackensack $234.00 $187.20 – $410.33
Ocean University Medical Center Brick $217.16 $198.70 – $388.27
JFK Johnson Rehabilitation Institute (JRI) Edison $220.12 $129.28 – $410.33
Jersey Shore University Medical Center Neptune City $219.93 $219.93 – $388.27
Palisades Medical Center North Bergen $234.00 $127.34 – $410.33
Raritan Bay Medical Center Perth Amboy $220.12 $161.60 – $410.33
Riverview Medical Center Red Bank $219.93 $219.93 – $388.27

All New-jersey hospitals for this procedure →