Ortho hnd/fngr w/jnt cstm w/fit&adj at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$113.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$544.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$150.03 with United Healthcare vs $684.12 with Wellcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $150.03 | ↑ +33% |
| Fidelis Care | NJ Family Care | $152.91 | ↑ +35% |
| Aetna | Better Health | $164.34 | ↑ +45% |
| United Healthcare | Nexus | $217.60 | ↑ +92% |
| United Healthcare | Commercial | $217.60 | ↑ +92% |
| United Healthcare | Oxford Commercial | $217.60 | ↑ +92% |
| United Healthcare | Oxford Metro | $217.60 | ↑ +92% |
| Amerihealth | Local Value | $217.60 | ↑ +92% |
| Amerihealth | Regional Preferred | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $217.60 | ↑ +92% |
| Cigna | Local Plus | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $217.60 | ↑ +92% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $217.60 | ↑ +92% |
| Cigna | PPO | $217.60 | ↑ +92% |
| Cigna | HMO | $217.60 | ↑ +92% |
| Aetna | HMO | $244.80 | ↑ +117% |
| Aetna | PPO | $244.80 | ↑ +117% |
| Wellpoint | NJ Family Care | $264.65 | ↑ +134% |
| Qualcare Inc | PPO/WC | $272.00 | ↑ +141% |
| Qualcare Inc | HMO/POS | $272.00 | ↑ +141% |
| First Health | Commercial | $326.40 | ↑ +189% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $343.78 | ↑ +204% |
| Clover Health | Medicare Advantage | $343.78 | ↑ +204% |
| Wellpoint | Medicare Advantage | $343.78 | ↑ +204% |
| Aetna | Medicare | $343.78 | ↑ +204% |
| Fidelis Care | Medicare Advantage | $343.78 | ↑ +204% |
| Humana | Medicare | $343.78 | ↑ +204% |
| United Healthcare | Medicare | $350.66 | ↑ +210% |
| Emblem Health | Commercial | $653.18 | ↑ +478% |
| Wellcare | Ambetter Health Commercial | $684.12 | ↑ +505% |
Visitor-reported prices
Comments
Ortho hnd/fngr w/jnt cstm w/fit&adj at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $142.95 | $204.50 – $684.12 |
| Cooperman Barnabas Medical Center | Livingston | $115.27 | $343.78 – $687.56 |
| Community Medical Center | Toms River | $112.82 | $343.78 – $684.12 |
| Clara Maass Medical Center | Belleville | $108.20 | $343.78 – $684.12 |
| Newark Beth Israel Medical Center | Newark | $113.31 | $210.51 – $684.12 |
| Monmouth Medical Center | Long Branch | $119.02 | $343.78 – $684.12 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $124.82 | $343.78 – $684.12 |
| Monmouth Medical Center Southern Campus | Lakewood | $129.30 | $343.78 – $684.12 |