Heart infarct image at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$189.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$911.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$112.58 with Wellpoint vs $941.71 with Wellcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $112.58 | ↓ -41% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $118.08 | ↓ -38% |
| Amerihealth | Local Value | $186.01 | ↓ -2% |
| Amerihealth | Regional Preferred | $186.01 | ↓ -2% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $248.48 | ↑ +31% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $248.48 | ↑ +31% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $248.48 | ↑ +31% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $248.48 | ↑ +31% |
| United Healthcare | Community Plan | $251.25 | ↑ +33% |
| Fidelis Care | NJ Family Care | $256.08 | ↑ +35% |
| Aetna | Better Health | $275.21 | ↑ +45% |
| Aetna | PPO | $348.39 | ↑ +84% |
| Aetna | HMO | $348.39 | ↑ +84% |
| Wellpoint | Medicare Advantage | $473.22 | ↑ +150% |
| Clover Health | Medicare Advantage | $473.22 | ↑ +150% |
| Humana | Medicare | $473.22 | ↑ +150% |
| Aetna | Medicare | $473.22 | ↑ +150% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $473.22 | ↑ +150% |
| Fidelis Care | Medicare Advantage | $473.22 | ↑ +150% |
| United Healthcare | Medicare | $482.68 | ↑ +155% |
| United Healthcare | Oxford Metro | $520.83 | ↑ +175% |
| United Healthcare | Nexus | $520.83 | ↑ +175% |
| First Health | Commercial | $546.60 | ↑ +189% |
| United Healthcare | Commercial | $581.65 | ↑ +207% |
| United Healthcare | Oxford Commercial | $581.65 | ↑ +207% |
| Cigna | PPO | $704.36 | ↑ +272% |
| Cigna | HMO | $704.36 | ↑ +272% |
| Cigna | Local Plus | $704.36 | ↑ +272% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $763.60 | ↑ +303% |
| Qualcare Inc | PPO/WC | $805.00 | ↑ +325% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $826.91 | ↑ +337% |
| Qualcare Inc | HMO/POS | $829.00 | ↑ +338% |
| Emblem Health | Commercial | $899.12 | ↑ +375% |
| Wellcare | Ambetter Health Commercial | $941.71 | ↑ +397% |
Visitor-reported prices
Comments
Heart infarct image at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $170.99 | $87.00 – $878.30 |
| Community Medical Center | Toms River | $188.94 | $118.08 – $873.91 |
| Clara Maass Medical Center | Belleville | $210.63 | $118.08 – $897.13 |
| Bayshore Medical Center | Holmdel | $444.77 | $196.39 – $1,021.05 |
| Hackensack University Medical Center | Hackensack | $473.22 | $107.04 – $1,166.24 |
| Ocean University Medical Center | Brick | $439.15 | $196.39 – $1,021.05 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $445.16 | $236.56 – $1,081.39 |
| Jersey Shore University Medical Center | Neptune City | $444.77 | $196.39 – $1,158.70 |