Ghs musc tst done w/n tst non ext at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$51.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$248.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$55.36 with Wellpoint vs $1,187.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $55.36 | ↑ +7% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $61.25 | ↑ +19% |
| United Healthcare | Community Plan | $68.39 | ↑ +33% |
| Fidelis Care | NJ Family Care | $69.71 | ↑ +35% |
| Aetna | Better Health | $74.92 | ↑ +45% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $111.20 | ↑ +116% |
| Cigna | Local Plus | $131.91 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $131.96 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $134.39 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $139.82 | ↑ +171% |
| Aetna | PPO | $146.32 | ↑ +184% |
| Aetna | HMO | $146.32 | ↑ +184% |
| First Health | Commercial | $148.80 | ↑ +189% |
| Amerihealth | Regional Preferred | $150.90 | ↑ +193% |
| Amerihealth | Local Value | $150.90 | ↑ +193% |
| Cigna | HMO | $167.59 | ↑ +225% |
| Qualcare Inc | PPO/WC | $175.33 | ↑ +240% |
| Qualcare Inc | HMO/POS | $175.33 | ↑ +240% |
| Cigna | PPO | $176.52 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $207.87 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $225.10 | ↑ +337% |
| United Healthcare | Nexus | $1,009.00 | ↑ +1858% |
| United Healthcare | Oxford Metro | $1,009.00 | ↑ +1858% |
| United Healthcare | Oxford Commercial | $1,187.00 | ↑ +2204% |
| United Healthcare | Commercial | $1,187.00 | ↑ +2204% |
Visitor-reported prices
Comments
Ghs musc tst done w/n tst non ext at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $65.05 | $56.49 – $1,009.00 |
| Childrens Specialized Hospital | Mountainside | $219.50 | $272.00 – $272.00 |
| Robert Wood Johnson University Hospital Hamilton | Hamilton Township | $60.15 | $53.77 – $1,009.00 |
| Robert Wood Johnson University Hospital | New Brunswick | $65.48 | $24.16 – $1,009.00 |
| Trinitas Regional Medical Center | Elizabeth | not published | $42.78 – $1,009.00 |
| Community Medical Center | Toms River | not published | $57.85 – $1,009.00 |
| Clara Maass Medical Center | Belleville | not published | $55.81 – $1,009.00 |
| Newark Beth Israel Medical Center | Newark | not published | $44.04 – $102.43 |