Dstrj nulyt agt gnclr nrv at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$5,339.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,072.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$261.31 with Wellpoint vs $6,419.25 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $261.31 | ↓ -95% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $303.01 | ↓ -94% |
| Cigna | Local Plus | $1,686.00 | ↓ -68% |
| United Healthcare | Community Plan | $1,950.45 | ↓ -63% |
| Fidelis Care | NJ Family Care | $1,987.93 | ↓ -63% |
| Aetna | Better Health | $2,136.45 | ↓ -60% |
| Cigna | HMO | $2,142.00 | ↓ -60% |
| Cigna | PPO | $2,256.00 | ↓ -58% |
| Aetna | Medicare | $2,299.70 | ↓ -57% |
| Humana | Medicare | $2,299.70 | ↓ -57% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $2,299.70 | ↓ -57% |
| Clover Health | Medicare Advantage | $2,299.70 | ↓ -57% |
| Fidelis Care | Medicare Advantage | $2,299.70 | ↓ -57% |
| Wellpoint | Medicare Advantage | $2,299.70 | ↓ -57% |
| United Healthcare | Medicare | $2,345.69 | ↓ -56% |
| Amerihealth | Local Value | $2,926.39 | ↓ -45% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $3,171.08 | ↓ -41% |
| Amerihealth | Regional Preferred | $3,355.66 | ↓ -37% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,763.01 | ↓ -30% |
| United Healthcare | Oxford Metro | $3,811.00 | ↓ -29% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,832.31 | ↓ -28% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,987.19 | ↓ -25% |
| Aetna | HMO | $4,174.00 | ↓ -22% |
| Aetna | PPO | $4,174.00 | ↓ -22% |
| First Health | Commercial | $4,243.20 | ↓ -21% |
| United Healthcare | Nexus | $4,288.00 | ↓ -20% |
| Emblem Health | Commercial | $4,369.43 | ↓ -18% |
| United Healthcare | Oxford Commercial | $4,484.00 | ↓ -16% |
| Wellcare | Ambetter Health Commercial | $4,576.40 | ↓ -14% |
| Qualcare Inc | HMO/POS | $4,667.52 | ↓ -13% |
| United Healthcare | Commercial | $5,045.00 | ↓ -6% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $5,927.75 | ↑ +11% |
| Qualcare Inc | PPO/WC | $6,152.64 | ↑ +15% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $6,419.25 | ↑ +20% |
Visitor-reported prices
Comments
Dstrj nulyt agt gnclr nrv at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $201.92 – $4,268.28 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $303.01 – $4,381.70 |
| Community Medical Center | Toms River | $3,786.00 | $303.01 – $4,246.94 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $303.01 – $4,359.79 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $207.86 – $4,381.70 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $303.01 – $4,301.27 |
| Bayshore Medical Center | Holmdel | $2,161.44 | $2,161.44 – $2,593.73 |
| Hackensack University Medical Center | Hackensack | $2,299.70 | $274.68 – $2,414.68 |