Cystoscopy (Bladder Scope) at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$5,339.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,685.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.00 with Horizon Blue Cross Blue Shield of New Jersey vs $4,174.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $81.00 | ↓ -98% |
| Wellpoint | NJ Family Care | $161.11 | ↓ -97% |
| United Healthcare | Community Plan | $740.52 | ↓ -86% |
| Fidelis Care | NJ Family Care | $754.75 | ↓ -86% |
| Wellpoint | Medicare Advantage | $786.05 | ↓ -85% |
| Clover Health | Medicare Advantage | $786.05 | ↓ -85% |
| Humana | Medicare | $786.05 | ↓ -85% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $786.05 | ↓ -85% |
| Fidelis Care | Medicare Advantage | $786.05 | ↓ -85% |
| Aetna | Medicare | $786.05 | ↓ -85% |
| United Healthcare | Medicare | $801.77 | ↓ -85% |
| Aetna | Better Health | $811.13 | ↓ -85% |
| Amerihealth | Local Value | $1,111.05 | ↓ -79% |
| Amerihealth | Regional Preferred | $1,274.03 | ↓ -76% |
| Emblem Health | Commercial | $1,493.50 | ↓ -72% |
| Wellcare | Ambetter Health Commercial | $1,564.24 | ↓ -71% |
| First Health | Commercial | $1,611.00 | ↓ -70% |
| Cigna | Local Plus | $1,686.00 | ↓ -68% |
| Cigna | HMO | $2,142.00 | ↓ -60% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,250.56 | ↓ -58% |
| Cigna | PPO | $2,256.00 | ↓ -58% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $2,437.17 | ↓ -54% |
| United Healthcare | Oxford Metro | $2,494.00 | ↓ -53% |
| Qualcare Inc | HMO/POS | $2,700.00 | ↓ -49% |
| United Healthcare | Nexus | $2,806.00 | ↓ -47% |
| United Healthcare | Oxford Commercial | $2,934.00 | ↓ -45% |
| United Healthcare | Commercial | $3,301.00 | ↓ -38% |
| Aetna | PPO | $4,174.00 | ↓ -22% |
| Aetna | HMO | $4,174.00 | ↓ -22% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | not published by hospital | — |
| Qualcare Inc | PPO/WC | not published by hospital | — |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | not published by hospital | — |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | not published by hospital | — |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | not published by hospital | — |
Visitor-reported prices
Comments
Cystoscopy (Bladder Scope) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $124.49 – $1,458.92 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $74.70 – $1,497.70 |
| Community Medical Center | Toms River | $3,786.00 | $76.50 – $1,451.63 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $73.80 – $1,490.21 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $128.15 – $1,497.70 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $147.60 – $1,470.21 |
| Bayshore Medical Center | Holmdel | $738.80 | $738.80 – $15,984.00 |
| Hackensack University Medical Center | Hackensack | $786.05 | $167.49 – $825.36 |