Consultation with family at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$78.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$379.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$30.83 with Horizon Blue Cross Blue Shield of New Jersey vs $344.01 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $30.83 | ↓ -61% |
| Wellpoint | NJ Family Care | $40.70 | ↓ -48% |
| Fidelis Care | NJ Family Care | $106.53 | ↑ +35% |
| Aetna | Better Health | $114.49 | ↑ +45% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $169.94 | ↑ +116% |
| Cigna | Local Plus | $201.59 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $201.66 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $205.38 | ↑ +161% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $213.68 | ↑ +171% |
| Aetna | HMO | $223.61 | ↑ +184% |
| Aetna | PPO | $223.61 | ↑ +184% |
| First Health | Commercial | $227.40 | ↑ +189% |
| Amerihealth | Local Value | $230.62 | ↑ +193% |
| Amerihealth | Regional Preferred | $230.62 | ↑ +193% |
| Cigna | HMO | $256.12 | ↑ +225% |
| Qualcare Inc | HMO/POS | $267.95 | ↑ +240% |
| Qualcare Inc | PPO/WC | $267.95 | ↑ +240% |
| Cigna | PPO | $269.77 | ↑ +243% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $317.67 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $344.01 | ↑ +337% |
Visitor-reported prices
Comments
Consultation with family at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $71.13 | $30.83 – $93.03 |
| Childrens Specialized Hospital | Mountainside | $115.50 | $84.31 – $84.31 |
| Monmouth Medical Center | Long Branch | $82.92 | $30.83 – $30.83 |
| Cooperman Barnabas Medical Center | Livingston | not published | $30.83 – $30.83 |
| Community Medical Center | Toms River | not published | $30.83 – $30.83 |
| Clara Maass Medical Center | Belleville | not published | $30.83 – $30.83 |
| Newark Beth Israel Medical Center | Newark | not published | $30.83 – $32.37 |
| Hackensack University Medical Center | Hackensack | not published | $121.09 – $121.09 |