Compre oph exam new pt 1/> at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$87.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$419.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.40 with Horizon Blue Cross Blue Shield of New Jersey vs $380.32 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $77.40 ↓ -11%
Wellpoint NJ Family Care $98.84 ↑ +14%
United Healthcare Community Plan $115.56 ↑ +33%
Fidelis Care NJ Family Care $117.78 ↑ +35%
United Healthcare Oxford Metro $120.67 ↑ +39%
United Healthcare Nexus $120.67 ↑ +39%
Aetna Better Health $126.57 ↑ +45%
United Healthcare Commercial $141.62 ↑ +63%
United Healthcare Oxford Commercial $141.62 ↑ +63%
Wellpoint Medicare Advantage $151.77 ↑ +74%
Humana Medicare $151.77 ↑ +74%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $151.77 ↑ +74%
Aetna Medicare $151.77 ↑ +74%
Fidelis Care Medicare Advantage $151.77 ↑ +74%
Clover Health Medicare Advantage $151.77 ↑ +74%
United Healthcare Medicare $154.81 ↑ +78%
Horizon Blue Cross Blue Shield of New Jersey Omnia $187.87 ↑ +116%
Cigna Local Plus $222.86 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $222.94 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $227.05 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $236.23 ↑ +171%
Aetna PPO $247.21 ↑ +184%
Aetna HMO $247.21 ↑ +184%
First Health Commercial $251.40 ↑ +189%
Amerihealth Local Value $254.96 ↑ +193%
Amerihealth Regional Preferred $254.96 ↑ +193%
Cigna HMO $283.16 ↑ +225%
Emblem Health Commercial $288.36 ↑ +231%
Qualcare Inc PPO/WC $296.23 ↑ +240%
Qualcare Inc HMO/POS $296.23 ↑ +240%
Cigna PPO $298.24 ↑ +243%
Wellcare Ambetter Health Commercial $302.02 ↑ +247%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $351.20 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $380.32 ↑ +337%

Visitor-reported prices

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Compre oph exam new pt 1/> at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.64 $142.64 – $171.17
Hackensack University Medical Center Hackensack $151.77 $121.41 – $159.35
Ocean University Medical Center Brick $140.84 $128.87 – $239.81
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $86.00 – $239.81
Jersey Shore University Medical Center Neptune City $142.64 $142.64 – $171.17
Palisades Medical Center North Bergen $151.77 $84.71 – $165.42
Raritan Bay Medical Center Perth Amboy $142.76 $107.50 – $171.32
Riverview Medical Center Red Bank $142.64 $142.64 – $171.17

All New-jersey hospitals for this procedure →