Biopsy of heart lining at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$1,386.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,672.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$428.14 with Wellpoint vs $17,890.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $428.14 | ↓ -69% |
| United Healthcare | Community Plan | $1,840.13 | ↑ +33% |
| Fidelis Care | NJ Family Care | $1,875.49 | ↑ +35% |
| Aetna | Better Health | $2,015.61 | ↑ +45% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $2,935.80 | ↑ +112% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,991.72 | ↑ +116% |
| Cigna | Local Plus | $3,548.83 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,550.17 | ↑ +156% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,615.55 | ↑ +161% |
| Wellpoint | Medicare Advantage | $3,706.68 | ↑ +167% |
| Humana | Medicare | $3,706.68 | ↑ +167% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $3,706.68 | ↑ +167% |
| Aetna | Medicare | $3,706.68 | ↑ +167% |
| Fidelis Care | Medicare Advantage | $3,706.68 | ↑ +167% |
| Clover Health | Medicare Advantage | $3,706.68 | ↑ +167% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,761.67 | ↑ +171% |
| United Healthcare | Medicare | $3,780.81 | ↑ +173% |
| First Health | Commercial | $4,003.20 | ↑ +189% |
| Cigna | HMO | $4,508.93 | ↑ +225% |
| Qualcare Inc | PPO/WC | $4,717.10 | ↑ +240% |
| Qualcare Inc | HMO/POS | $4,717.10 | ↑ +240% |
| Cigna | PPO | $4,749.12 | ↑ +243% |
| United Healthcare | Oxford Metro | $4,791.00 | ↑ +246% |
| United Healthcare | Nexus | $5,390.00 | ↑ +289% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $5,592.47 | ↑ +303% |
| United Healthcare | Oxford Commercial | $5,637.00 | ↑ +307% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $6,056.17 | ↑ +337% |
| United Healthcare | Commercial | $6,341.00 | ↑ +357% |
| Emblem Health | Commercial | $7,042.69 | ↑ +408% |
| Wellcare | Ambetter Health Commercial | $7,376.29 | ↑ +432% |
| Aetna | PPO | $17,890.00 | ↑ +1190% |
| Aetna | HMO | $17,890.00 | ↑ +1190% |
| Amerihealth | Local Value | not published by hospital | — |
| Amerihealth | Regional Preferred | not published by hospital | — |
Visitor-reported prices
Comments
Biopsy of heart lining at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $1,252.33 | $330.84 – $6,879.68 |
| Cooperman Barnabas Medical Center | Livingston | $2,618.02 | $2,707.46 – $7,062.48 |
| Clara Maass Medical Center | Belleville | $811.11 | $2,674.84 – $7,027.17 |
| Newark Beth Israel Medical Center | Newark | $2,573.54 | $340.57 – $7,062.48 |
| Bayshore Medical Center | Holmdel | $3,483.84 | $3,483.84 – $4,180.61 |
| Hackensack University Medical Center | Hackensack | $3,706.68 | $1,132.92 – $3,892.02 |
| Ocean University Medical Center | Brick | $3,439.84 | $1,081.12 – $14,806.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,486.86 | $1,132.92 – $14,806.00 |