App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,125.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$21.32 with Wellpoint vs $4,174.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $21.32
Horizon Blue Cross Blue Shield of New Jersey NJ Health $33.53
United Healthcare Community Plan $586.07
Fidelis Care NJ Family Care $597.33
Aetna Better Health $641.96
Amerihealth Local Value $879.32
Amerihealth Regional Preferred $1,008.31
First Health Commercial $1,275.00
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $1,781.17
Horizon Blue Cross Blue Shield of New Jersey PIP $1,928.86
United Healthcare Oxford Metro $2,445.00
Qualcare Inc HMO/POS $2,700.00
United Healthcare Nexus $2,751.00
United Healthcare Oxford Commercial $2,877.00
United Healthcare Commercial $3,236.00
Aetna PPO $4,174.00
Aetna HMO $4,174.00
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan not published by hospital
Qualcare Inc PPO/WC not published by hospital
Horizon Blue Cross Blue Shield of New Jersey Managed not published by hospital
Horizon Blue Cross Blue Shield of New Jersey Non-Managed not published by hospital
Horizon Blue Cross Blue Shield of New Jersey Omnia not published by hospital

Visitor-reported prices

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App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth not published $16.47 – $1,978.15
Cooperman Barnabas Medical Center Livingston not published $30.93 – $30.93
Community Medical Center Toms River not published $31.67 – $31.67
Clara Maass Medical Center Belleville not published $30.55 – $30.55
Newark Beth Israel Medical Center Newark not published $16.96 – $56.08
Monmouth Medical Center Long Branch not published $61.11 – $61.11
Bayshore Medical Center Holmdel not published not published
Hackensack University Medical Center Hackensack not published $51.81 – $51.81

All New-jersey hospitals for this procedure →