X-ray clavicle complete (both sides) at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$97.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$530.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.52 with UNITED HEALTHCARE vs $466.40 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $38.52 | ↓ -60% |
| AETNA | HMO | $53.75 | ↓ -45% |
| AETNA | PPO | $53.75 | ↓ -45% |
| AMERIHEALTH | LOCAL HMO | $55.69 | ↓ -43% |
| AMERIHEALTH | REGIONAL HMO | $56.66 | ↓ -42% |
| CIGNA | PPO | $86.26 | ↓ -11% |
| CIGNA | HMO | $86.26 | ↓ -11% |
| AETNA | MANAGED MEDICAID | $86.92 | ↓ -11% |
| CLOVER | MEDICARE ADVANTAGE | $95.40 | ↓ -2% |
| VACCN | ALL PRODUCTS | $97.46 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $97.46 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $97.46 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $97.46 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $99.11 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $102.33 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $106.23 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $116.95 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $219.04 | ↑ +125% |
| OXFORD | ALL PRODUCTS | $219.04 | ↑ +125% |
| QUALCARE | HMO | $262.88 | ↑ +170% |
| HORIZON | MANAGED MEDICAID | $322.72 | ↑ +231% |
| HORIZON | PIP | $341.85 | ↑ +251% |
| HORIZON | WORKERS COMP | $341.85 | ↑ +251% |
| HORIZON | OMNIA | $361.94 | ↑ +271% |
| BERGEN RISK | ALL PRODUCTS | $397.50 | ↑ +308% |
| QUALCARE | PPO | $411.81 | ↑ +323% |
| AETNA | ASA | $414.99 | ↑ +326% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $424.00 | ↑ +335% |
| CIGNA | BH | $424.00 | ↑ +335% |
| HORIZON | SHP | $442.60 | ↑ +354% |
| HORIZON | HMO | $446.95 | ↑ +359% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $450.50 | ↑ +362% |
| HORIZON | INDEMNITY | $453.36 | ↑ +365% |
| HORIZON | PPO | $457.50 | ↑ +369% |
| QUALCARE | WORKERS COMP | $466.40 | ↑ +379% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
X-ray clavicle complete (both sides) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Childrens Specialized Hospital | Mountainside | $209.00 | $14.00 – $655.00 |
| Hackensack University Medical Center | Hackensack | $103.69 | $20.81 – $250.18 |
| Ocean University Medical Center | Brick | $96.23 | $38.52 – $96.23 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $97.54 | $49.80 – $231.98 |
| Jersey Shore University Medical Center | Neptune City | $97.46 | $38.52 – $102.33 |
| Palisades Medical Center | North Bergen | $103.69 | $22.96 – $219.04 |
| Raritan Bay Medical Center | Perth Amboy | $97.54 | $31.50 – $219.04 |
| Riverview Medical Center | Red Bank | $97.46 | $19.60 – $219.04 |