Western blot test at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$17.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$342.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.03 with WELLCARE vs $171.28 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $17.03 ↑ +0%
AMERIGROUP MANAGED MEDICAID $17.03 ↑ +0%
VACCN ALL PRODUCTS $17.03 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $17.03 ↑ +0%
AETNA MANAGED MEDICAID $17.03 ↑ +0%
CLOVER MEDICARE ADVANTAGE $17.03 ↑ +0%
WELLCARE MANAGED MEDICAID $17.03 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.88 ↑ +5%
AETNA MEDICARE ADVANTAGE $18.56 ↑ +9%
UNITED HEALTHCARE DSNP $20.44 ↑ +20%
OXFORD ALL PRODUCTS $34.95 ↑ +105%
UNITED HEALTHCARE HMO $34.95 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $37.39 ↑ +120%
CIGNA HMO $78.04 ↑ +358%
CIGNA PPO $78.04 ↑ +358%
QUALCARE HMO $87.30 ↑ +413%
HORIZON MANAGED MEDICAID $107.17 ↑ +529%
HORIZON WORKERS COMP $113.52 ↑ +567%
HORIZON PIP $113.52 ↑ +567%
HORIZON OMNIA $120.19 ↑ +606%
AETNA PPO $121.09 ↑ +611%
AETNA HMO $121.09 ↑ +611%
BERGEN RISK ALL PRODUCTS $132.00 ↑ +675%
QUALCARE PPO $136.75 ↑ +703%
AETNA ASA $137.81 ↑ +709%
BRIGHTON HEALTH PLAN ALL PRODUCTS $140.80 ↑ +727%
CIGNA BH $140.80 ↑ +727%
HORIZON SHP $146.98 ↑ +763%
HORIZON HMO $148.42 ↑ +772%
MULTIPLAN - PHCS ALL PRODUCTS $149.60 ↑ +778%
HORIZON INDEMNITY $150.55 ↑ +784%
AMERIHEALTH LOCAL HMO $151.22 ↑ +788%
HORIZON PPO $151.92 ↑ +792%
QUALCARE WORKERS COMP $154.88 ↑ +809%
AMERIHEALTH REGIONAL HMO $171.28 ↑ +906%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Western blot test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $18.73 $8.00 – $91.91
Cooperman Barnabas Medical Center Livingston $18.73 $8.00 – $69.43
Community Medical Center Toms River $18.73 $8.00 – $69.43
Clara Maass Medical Center Belleville $18.73 $8.00 – $69.43
Newark Beth Israel Medical Center Newark $18.73 $8.00 – $69.43
Jersey City Medical Center Jersey City $18.73 $8.00 – $69.43
Monmouth Medical Center Long Branch $18.73 $8.00 – $69.43
Hackensack University Medical Center Hackensack $17.03 $13.62 – $76.47

All New-jersey hospitals for this procedure →