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Tubal Ligation (Laparoscopic) at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$6,457.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,615.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,308.00 with HORIZON vs $22,999.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $1,308.00 | ↓ -80% |
| AETNA | MANAGED MEDICAID | $2,068.86 | ↓ -68% |
| CLOVER | MEDICARE ADVANTAGE | $2,270.70 | ↓ -65% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,359.01 | ↓ -63% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | ↓ -63% |
| CIGNA | HMO | $3,586.00 | ↓ -44% |
| CIGNA | PPO | $4,013.00 | ↓ -38% |
| QUALCARE | HMO | $6,256.00 | ↓ -3% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $6,457.82 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $6,457.82 | ↑ +0% |
| VACCN | ALL PRODUCTS | $6,457.82 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $6,457.82 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $6,780.71 | ↑ +5% |
| HORIZON | OMNIA | $6,984.00 | ↑ +8% |
| AETNA | MEDICARE ADVANTAGE | $7,039.02 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $7,749.38 | ↑ +20% |
| HORIZON | SHP | $8,004.00 | ↑ +24% |
| HORIZON | PIP | $8,136.68 | ↑ +26% |
| HORIZON | WORKERS COMP | $8,136.68 | ↑ +26% |
| AETNA | PPO | $8,419.00 | ↑ +30% |
| AETNA | HMO | $8,419.00 | ↑ +30% |
| HORIZON | HMO | $8,627.00 | ↑ +34% |
| HORIZON | INDEMNITY | $8,748.00 | ↑ +35% |
| HORIZON | PPO | $8,830.00 | ↑ +37% |
| BERGEN RISK | ALL PRODUCTS | $9,461.25 | ↑ +47% |
| QUALCARE | PPO | $9,801.86 | ↑ +52% |
| AETNA | ASA | $9,877.55 | ↑ +53% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +54% |
| CIGNA | BH | $10,092.00 | ↑ +56% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $10,722.75 | ↑ +66% |
| QUALCARE | WORKERS COMP | $10,822.00 | ↑ +68% |
| AMERIHEALTH | LOCAL HMO | $10,838.81 | ↑ +68% |
| AMERIHEALTH | REGIONAL HMO | $12,276.92 | ↑ +90% |
| OXFORD | ALL PRODUCTS | $18,384.00 | ↑ +185% |
| UNITED HEALTHCARE | HMO | $22,999.00 | ↑ +256% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Tubal Ligation (Laparoscopic) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $6,870.89 | $799.92 – $11,353.50 |
| Ocean University Medical Center | Brick | $6,376.26 | $775.52 – $10,838.81 |