Tissue culture tumor at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$147.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,265.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$147.52 with VACCN vs $686.11 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $147.52 ↑ +0%
AMERIGROUP MANAGED MEDICAID $147.52 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $147.52 ↑ +0%
WELLCARE MANAGED MEDICAID $147.52 ↑ +0%
CLOVER MEDICARE ADVANTAGE $147.52 ↑ +0%
AETNA MANAGED MEDICAID $147.52 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $147.52 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $154.90 ↑ +5%
AETNA MEDICARE ADVANTAGE $160.80 ↑ +9%
UNITED HEALTHCARE DSNP $177.02 ↑ +20%
OXFORD ALL PRODUCTS $302.78 ↑ +105%
UNITED HEALTHCARE HMO $302.78 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $323.81 ↑ +120%
QUALCARE HMO $349.68 ↑ +137%
HORIZON MANAGED MEDICAID $429.27 ↑ +191%
HORIZON WORKERS COMP $454.73 ↑ +208%
HORIZON PIP $454.73 ↑ +208%
HORIZON OMNIA $481.44 ↑ +226%
AETNA HMO $485.04 ↑ +229%
AETNA PPO $485.04 ↑ +229%
BERGEN RISK ALL PRODUCTS $528.75 ↑ +258%
QUALCARE PPO $547.79 ↑ +271%
AETNA ASA $552.02 ↑ +274%
CIGNA BH $564.00 ↑ +282%
BRIGHTON HEALTH PLAN ALL PRODUCTS $564.00 ↑ +282%
HORIZON SHP $588.75 ↑ +299%
HORIZON HMO $594.53 ↑ +303%
MULTIPLAN - PHCS ALL PRODUCTS $599.25 ↑ +306%
HORIZON INDEMNITY $603.06 ↑ +309%
AMERIHEALTH LOCAL HMO $605.74 ↑ +311%
HORIZON PPO $608.56 ↑ +313%
QUALCARE WORKERS COMP $620.40 ↑ +321%
CIGNA HMO $675.99 ↑ +358%
CIGNA PPO $675.99 ↑ +358%
AMERIHEALTH REGIONAL HMO $686.11 ↑ +365%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Tissue culture tumor at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.27 $69.33 – $698.74
Cooperman Barnabas Medical Center Livingston $162.27 $69.33 – $602.18
Community Medical Center Toms River $162.27 $69.33 – $602.18
Clara Maass Medical Center Belleville $162.27 $69.33 – $602.18
Newark Beth Israel Medical Center Newark $162.27 $69.33 – $602.18
Jersey City Medical Center Jersey City $162.27 $69.33 – $602.18
Monmouth Medical Center Long Branch $162.27 $69.33 – $602.18
Hackensack University Medical Center Hackensack $147.52 $118.02 – $662.44

All New-jersey hospitals for this procedure →