Screen pap by tech w md supv at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$18.19

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.19 with WELLCARE vs $292.93 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $18.19 ↑ +0%
AMERIGROUP MANAGED MEDICAID $18.19 ↑ +0%
VACCN ALL PRODUCTS $18.19 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $18.19 ↑ +0%
AETNA MANAGED MEDICAID $18.19 ↑ +0%
CLOVER MEDICARE ADVANTAGE $18.19 ↑ +0%
WELLCARE MANAGED MEDICAID $18.19 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $19.10 ↑ +5%
AETNA MEDICARE ADVANTAGE $19.83 ↑ +9%
UNITED HEALTHCARE DSNP $21.83 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $23.19 ↑ +27%
OXFORD ALL PRODUCTS $31.10 ↑ +71%
UNITED HEALTHCARE HMO $31.10 ↑ +71%
CIGNA HMO $69.42 ↑ +282%
CIGNA PPO $69.42 ↑ +282%
QUALCARE HMO $149.30 ↑ +721%
HORIZON MANAGED MEDICAID $183.28 ↑ +908%
HORIZON WORKERS COMP $194.15 ↑ +967%
HORIZON PIP $194.15 ↑ +967%
HORIZON OMNIA $205.55 ↑ +1030%
AETNA HMO $207.09 ↑ +1038%
AETNA PPO $207.09 ↑ +1038%
BERGEN RISK ALL PRODUCTS $225.75 ↑ +1141%
QUALCARE PPO $233.88 ↑ +1186%
AETNA ASA $235.68 ↑ +1196%
BRIGHTON HEALTH PLAN ALL PRODUCTS $240.80 ↑ +1224%
CIGNA BH $240.80 ↑ +1224%
HORIZON SHP $251.37 ↑ +1282%
HORIZON HMO $253.83 ↑ +1295%
MULTIPLAN - PHCS ALL PRODUCTS $255.85 ↑ +1307%
HORIZON INDEMNITY $257.48 ↑ +1316%
AMERIHEALTH LOCAL HMO $258.62 ↑ +1322%
HORIZON PPO $259.82 ↑ +1328%
QUALCARE WORKERS COMP $264.88 ↑ +1356%
AMERIHEALTH REGIONAL HMO $292.93 ↑ +1510%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Screen pap by tech w md supv at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $19.54 $6.12 – $72.09
Cooperman Barnabas Medical Center Livingston $19.54 $8.14 – $72.09
Community Medical Center Toms River $19.54 $8.14 – $72.09
Clara Maass Medical Center Belleville $19.54 $8.14 – $72.09
Newark Beth Israel Medical Center Newark $19.54 $8.14 – $72.09
Jersey City Medical Center Jersey City $19.54 $7.92 – $72.09
Monmouth Medical Center Long Branch $19.54 $8.14 – $72.09
Hackensack University Medical Center Hackensack $18.19 $9.81 – $68.03

All New-jersey hospitals for this procedure →