Remove cartilage for graft at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$677.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,762.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$616.97 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $616.97 ↓ -9%
CLOVER MEDICARE ADVANTAGE $677.16 ↓ -0%
WELLCARE MANAGED MEDICAID $677.54 ↑ +0%
VACCN ALL PRODUCTS $677.54 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $677.54 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $677.54 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $703.49 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $711.42 ↑ +5%
AETNA MEDICARE ADVANTAGE $738.52 ↑ +9%
UNITED HEALTHCARE DSNP $813.05 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +75%
HORIZON MANAGED MEDICAID $1,308.00 ↑ +93%
HORIZON PIP $2,426.49 ↑ +258%
HORIZON WORKERS COMP $2,426.49 ↑ +258%
HORIZON OMNIA $2,569.07 ↑ +279%
OXFORD ALL PRODUCTS $2,768.00 ↑ +309%
BERGEN RISK ALL PRODUCTS $2,821.50 ↑ +316%
QUALCARE PPO $2,923.07 ↑ +331%
AETNA ASA $2,945.65 ↑ +335%
CIGNA BH $3,009.60 ↑ +344%
HORIZON SHP $3,141.65 ↑ +364%
HORIZON HMO $3,172.49 ↑ +368%
MULTIPLAN - PHCS ALL PRODUCTS $3,197.70 ↑ +372%
HORIZON INDEMNITY $3,218.01 ↑ +375%
AMERIHEALTH LOCAL HMO $3,232.31 ↑ +377%
HORIZON PPO $3,247.36 ↑ +379%
QUALCARE WORKERS COMP $3,310.56 ↑ +389%
UNITED HEALTHCARE HMO $3,336.00 ↑ +392%
CIGNA HMO $3,586.00 ↑ +429%
AMERIHEALTH REGIONAL HMO $3,661.18 ↑ +440%
CIGNA PPO $4,013.00 ↑ +492%
QUALCARE HMO $6,256.00 ↑ +823%
AETNA HMO $8,419.00 ↑ +1143%
AETNA PPO $8,419.00 ↑ +1143%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1366%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Remove cartilage for graft at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $249.00 – $1,978.15
Cooperman Barnabas Medical Center Livingston $6,839.00 $375.16 – $1,373.52
Community Medical Center Toms River $3,786.00 $384.20 – $1,331.27
Clara Maass Medical Center Belleville $3,986.00 $370.64 – $1,366.65
Newark Beth Israel Medical Center Newark $4,881.00 $256.33 – $1,373.52
Jersey City Medical Center Jersey City $5,339.00 $322.24 – $1,434.55
Monmouth Medical Center Long Branch $5,419.00 $677.54 – $1,348.30
Hackensack University Medical Center Hackensack $720.88 $576.70 – $1,050.60

All New-jersey hospitals for this procedure →