Radphm lcl tmr spect/ct 2+ areas/2+ days at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,444.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,419.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$560.72 with AETNA vs $3,535.83 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $560.72 ↓ -61%
AMERIHEALTH LOCAL HMO $596.73 ↓ -59%
AMERIHEALTH REGIONAL HMO $607.05 ↓ -58%
CLOVER MEDICARE ADVANTAGE $615.42 ↓ -57%
SEOUL MEDICAL GROUP ALL PRODUCTS $639.35 ↓ -56%
UNITED HEALTHCARE MANAGED MEDICAID $1,203.76 ↓ -17%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,444.98 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,444.98 ↑ +0%
WELLCARE MANAGED MEDICAID $1,444.98 ↑ +0%
VACCN ALL PRODUCTS $1,444.98 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,517.23 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,575.03 ↑ +9%
UNITED HEALTHCARE DSNP $1,733.98 ↑ +20%
AETNA PPO $1,804.04 ↑ +25%
AETNA HMO $1,804.04 ↑ +25%
HORIZON MANAGED MEDICAID $2,081.83 ↑ +44%
HORIZON PIP $2,205.26 ↑ +53%
HORIZON WORKERS COMP $2,205.26 ↑ +53%
CIGNA PPO $2,272.85 ↑ +57%
CIGNA HMO $2,272.85 ↑ +57%
HORIZON OMNIA $2,334.84 ↑ +62%
BERGEN RISK ALL PRODUCTS $2,564.25 ↑ +77%
QUALCARE PPO $2,656.56 ↑ +84%
QUALCARE HMO $2,656.56 ↑ +84%
AETNA ASA $2,677.08 ↑ +85%
CIGNA BH $2,735.20 ↑ +89%
HORIZON SHP $2,855.21 ↑ +98%
HORIZON HMO $2,883.24 ↑ +100%
MULTIPLAN - PHCS ALL PRODUCTS $2,906.15 ↑ +101%
HORIZON INDEMNITY $2,924.61 ↑ +102%
HORIZON PPO $2,951.28 ↑ +104%
QUALCARE WORKERS COMP $3,008.72 ↑ +108%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,077.10 ↑ +113%
UNITED HEALTHCARE HMO $3,535.83 ↑ +145%
OXFORD ALL PRODUCTS $3,535.83 ↑ +145%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Radphm lcl tmr spect/ct 2+ areas/2+ days at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $903.11 $419.56 – $2,954.34
Clara Maass Medical Center Belleville $1,126.96 $420.38 – $2,954.34
Newark Beth Israel Medical Center Newark $887.77 $350.57 – $2,954.34
Monmouth Medical Center Long Branch $1,297.04 $419.56 – $2,954.34
Hackensack University Medical Center Hackensack $1,537.41 $489.75 – $4,038.62
Ocean University Medical Center Brick $1,426.73 $596.73 – $3,535.83
JFK Johnson Rehabilitation Institute (JRI) Edison $1,446.24 $533.60 – $3,744.78
Jersey Shore University Medical Center Neptune City $1,444.98 $586.42 – $4,012.50

All New-jersey hospitals for this procedure →