Pt re-evaluation patient/family at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$86.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$286.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.48 with CLOVER vs $447.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $51.48 ↓ -40%
SEOUL MEDICAL GROUP ALL PRODUCTS $53.48 ↓ -38%
HORIZON MANAGED MEDICAID $60.00 ↓ -30%
AETNA MANAGED MEDICAID $86.04 ↑ +0%
AMERIGROUP MANAGED MEDICAID $86.04 ↑ +0%
VACCN ALL PRODUCTS $86.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $90.34 ↑ +5%
AETNA MEDICARE ADVANTAGE $93.78 ↑ +9%
UNITED HEALTHCARE DSNP $103.25 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $168.45 ↑ +96%
HORIZON WORKERS COMP $184.47 ↑ +114%
HORIZON PIP $184.47 ↑ +114%
HORIZON OMNIA $195.31 ↑ +127%
AETNA PPO $208.01 ↑ +142%
AETNA HMO $208.01 ↑ +142%
QUALCARE PPO $222.22 ↑ +158%
AETNA ASA $223.94 ↑ +160%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +160%
WELLCARE MANAGED MEDICAID $224.00 ↑ +160%
CIGNA BH $228.80 ↑ +166%
HORIZON SHP $238.84 ↑ +178%
HORIZON HMO $241.18 ↑ +180%
MULTIPLAN - PHCS ALL PRODUCTS $243.10 ↑ +183%
HORIZON INDEMNITY $244.64 ↑ +184%
AMERIHEALTH LOCAL HMO $245.73 ↑ +186%
HORIZON PPO $246.88 ↑ +187%
CIGNA PPO $273.50 ↑ +218%
CIGNA HMO $273.50 ↑ +218%
QUALCARE WORKERS COMP $278.00 ↑ +223%
AMERIHEALTH REGIONAL HMO $278.34 ↑ +224%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +238%
QUALCARE HMO $306.00 ↑ +256%
BRIGHTON HEALTH PLAN ALL PRODUCTS $355.00 ↑ +313%
UNITED HEALTHCARE HMO $359.00 ↑ +317%
OXFORD ALL PRODUCTS $447.00 ↑ +420%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Pt re-evaluation patient/family at other New-jersey hospitals

Hospital City Cash price Negotiated range
Saint Barnabas Behavioral Health Center Toms River $76.26 not published
Childrens Specialized Hospital Mountainside $283.50 $237.00 – $394.00
Hackensack University Medical Center Hackensack $86.04 $54.05 – $406.00
Ocean University Medical Center Brick $86.04 $60.00 – $500.00
JFK Johnson Rehabilitation Institute (JRI) Edison $86.04 $60.00 – $523.00
Jersey Shore University Medical Center Neptune City $86.04 $68.83 – $561.00
Palisades Medical Center North Bergen $86.04 $86.04 – $558.00
Raritan Bay Medical Center Perth Amboy $86.04 $86.04 – $471.00

All New-jersey hospitals for this procedure →