Ph1 assmt&mgmt nqhp 11-20 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$30.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$79.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.22 with CLOVER vs $76.88 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $14.22 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $14.77 ↓ -51%
AETNA MANAGED MEDICAID $30.24 ↑ +0%
VACCN ALL PRODUCTS $30.24 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $30.24 ↑ +0%
AMERIGROUP MANAGED MEDICAID $30.24 ↑ +0%
WELLCARE MANAGED MEDICAID $30.24 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $31.75 ↑ +5%
AETNA MEDICARE ADVANTAGE $32.96 ↑ +9%
UNITED HEALTHCARE DSNP $36.29 ↑ +20%
UNITED HEALTHCARE HMO $44.79 ↑ +48%
UNITED HEALTHCARE MANAGED MEDICAID $46.53 ↑ +54%
HORIZON MANAGED MEDICAID $48.10 ↑ +59%
HORIZON WORKERS COMP $50.96 ↑ +69%
HORIZON PIP $50.96 ↑ +69%
OXFORD ALL PRODUCTS $51.75 ↑ +71%
HORIZON OMNIA $53.95 ↑ +78%
BERGEN RISK ALL PRODUCTS $59.25 ↑ +96%
QUALCARE PPO $61.38 ↑ +103%
QUALCARE HMO $61.38 ↑ +103%
AETNA ASA $61.86 ↑ +105%
CIGNA BH $63.20 ↑ +109%
HORIZON SHP $65.97 ↑ +118%
HORIZON HMO $66.62 ↑ +120%
MULTIPLAN - PHCS ALL PRODUCTS $67.15 ↑ +122%
HORIZON INDEMNITY $67.58 ↑ +123%
AMERIHEALTH LOCAL HMO $67.88 ↑ +124%
HORIZON PPO $68.19 ↑ +125%
QUALCARE WORKERS COMP $69.52 ↑ +130%
BRIGHTON HEALTH PLAN ALL PRODUCTS $71.10 ↑ +135%
AETNA PPO $71.10 ↑ +135%
AETNA HMO $71.10 ↑ +135%
CIGNA PPO $75.55 ↑ +150%
CIGNA HMO $75.55 ↑ +150%
AMERIHEALTH REGIONAL HMO $76.88 ↑ +154%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Ph1 assmt&mgmt nqhp 11-20 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $30.24 $24.19 – $37.16
Ocean University Medical Center Brick $30.24 $30.24 – $36.29
JFK Johnson Rehabilitation Institute (JRI) Edison $30.24 $30.24 – $37.16
Jersey Shore University Medical Center Neptune City $30.24 $24.19 – $36.29
Palisades Medical Center North Bergen $30.24 $30.24 – $37.16
Raritan Bay Medical Center Perth Amboy $30.24 $30.24 – $37.16
Riverview Medical Center Red Bank $30.24 $30.24 – $36.29
Southern Ocean Medical Center Manahawkin $30.24 $30.24 – $36.29

All New-jersey hospitals for this procedure →