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Pelvic CT scan (with contrast) at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$197.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,245.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.04 with HORIZON BCBS BRAVEN vs $2,917.00 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $197.04 ↑ +0%
VACCN ALL PRODUCTS $197.04 ↑ +0%
WELLCARE MANAGED MEDICAID $197.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $206.90 ↑ +5%
AETNA MEDICARE ADVANTAGE $214.78 ↑ +9%
UNITED HEALTHCARE DSNP $236.45 ↑ +20%
UNITED HEALTHCARE HMO $434.32 ↑ +120%
OXFORD ALL PRODUCTS $434.32 ↑ +120%
AETNA PPO $470.88 ↑ +139%
AETNA HMO $470.88 ↑ +139%
AETNA MANAGED MEDICAID $532.18 ↑ +170%
CIGNA PPO $540.43 ↑ +174%
CIGNA HMO $540.43 ↑ +174%
CLOVER MEDICARE ADVANTAGE $584.10 ↑ +196%
SEOUL MEDICAL GROUP ALL PRODUCTS $606.82 ↑ +208%
AMERIHEALTH LOCAL HMO $618.61 ↑ +214%
AMERIHEALTH REGIONAL HMO $629.31 ↑ +219%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +262%
HORIZON MANAGED MEDICAID $1,975.88 ↑ +903%
QUALCARE HMO $2,083.00 ↑ +957%
HORIZON PIP $2,093.03 ↑ +962%
HORIZON WORKERS COMP $2,093.03 ↑ +962%
QUALCARE WORKERS COMP $2,159.44 ↑ +996%
HORIZON OMNIA $2,216.01 ↑ +1025%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,239.05 ↑ +1036%
BERGEN RISK ALL PRODUCTS $2,433.75 ↑ +1135%
AETNA ASA $2,540.84 ↑ +1190%
CIGNA BH $2,596.00 ↑ +1217%
HORIZON SHP $2,709.90 ↑ +1275%
HORIZON HMO $2,736.51 ↑ +1289%
MULTIPLAN - PHCS ALL PRODUCTS $2,758.25 ↑ +1300%
HORIZON INDEMNITY $2,775.77 ↑ +1309%
HORIZON PPO $2,801.08 ↑ +1322%
QUALCARE PPO $2,917.00 ↑ +1380%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Pelvic CT scan (with contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $209.65 $167.72 – $2,348.28
Ocean University Medical Center Brick $194.55 $178.02 – $2,433.75

All New-jersey hospitals for this procedure →