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Pelvic CT scan (with and without contrast) at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$197.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.04 with HORIZON BCBS BRAVEN vs $3,133.42 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $197.04 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $197.04 ↑ +0%
VACCN ALL PRODUCTS $197.04 ↑ +0%
WELLCARE MANAGED MEDICAID $197.04 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $206.90 ↑ +5%
AETNA MEDICARE ADVANTAGE $214.78 ↑ +9%
UNITED HEALTHCARE DSNP $236.45 ↑ +20%
UNITED HEALTHCARE HMO $434.32 ↑ +120%
OXFORD ALL PRODUCTS $434.32 ↑ +120%
AETNA PPO $558.68 ↑ +184%
AETNA HMO $558.68 ↑ +184%
AETNA MANAGED MEDICAID $595.32 ↑ +202%
CIGNA PPO $612.13 ↑ +211%
CIGNA HMO $612.13 ↑ +211%
CLOVER MEDICARE ADVANTAGE $653.40 ↑ +232%
SEOUL MEDICAL GROUP ALL PRODUCTS $678.81 ↑ +245%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +262%
AMERIHEALTH LOCAL HMO $743.92 ↑ +278%
AMERIHEALTH REGIONAL HMO $756.79 ↑ +284%
QUALCARE PPO $1,762.00 ↑ +794%
QUALCARE HMO $2,083.00 ↑ +957%
QUALCARE WORKERS COMP $2,159.44 ↑ +996%
HORIZON MANAGED MEDICAID $2,210.31 ↑ +1022%
HORIZON PIP $2,341.35 ↑ +1088%
HORIZON WORKERS COMP $2,341.35 ↑ +1088%
HORIZON OMNIA $2,478.93 ↑ +1158%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,504.70 ↑ +1171%
BERGEN RISK ALL PRODUCTS $2,722.50 ↑ +1282%
AETNA ASA $2,842.29 ↑ +1342%
CIGNA BH $2,904.00 ↑ +1374%
HORIZON SHP $3,031.41 ↑ +1438%
HORIZON HMO $3,061.18 ↑ +1454%
MULTIPLAN - PHCS ALL PRODUCTS $3,085.50 ↑ +1466%
HORIZON INDEMNITY $3,105.10 ↑ +1476%
HORIZON PPO $3,133.42 ↑ +1490%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Pelvic CT scan (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $209.65 $167.72 – $2,910.31
Ocean University Medical Center Brick $194.55 $178.02 – $2,731.90

All New-jersey hospitals for this procedure →