Partial removal of sternum at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,582.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$259.45 with AETNA vs $19,454.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $259.45 | — |
| CLOVER | MEDICARE ADVANTAGE | $284.76 | — |
| AETNA | MEDICARE ADVANTAGE | $286.34 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $295.83 | — |
| HORIZON | WORKERS COMP | $1,020.39 | — |
| HORIZON | PIP | $1,020.39 | — |
| HORIZON | OMNIA | $1,080.35 | — |
| HORIZON | MANAGED MEDICAID | $1,141.00 | — |
| BERGEN RISK | ALL PRODUCTS | $1,186.50 | — |
| QUALCARE | PPO | $1,229.21 | — |
| AETNA | ASA | $1,238.71 | — |
| CIGNA | BH | $1,265.60 | — |
| HORIZON | SHP | $1,321.13 | — |
| HORIZON | HMO | $1,334.10 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,344.70 | — |
| HORIZON | INDEMNITY | $1,353.24 | — |
| AMERIHEALTH | LOCAL HMO | $1,359.25 | — |
| HORIZON | PPO | $1,365.58 | — |
| QUALCARE | WORKERS COMP | $1,392.16 | — |
| CIGNA | HMO | $1,422.06 | — |
| CIGNA | PPO | $1,422.06 | — |
| AMERIHEALTH | REGIONAL HMO | $1,539.60 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,379.00 | — |
| QUALCARE | HMO | $6,256.00 | — |
| AETNA | HMO | $8,419.00 | — |
| AETNA | PPO | $8,419.00 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | — |
| OXFORD | ALL PRODUCTS | $15,567.00 | — |
| UNITED HEALTHCARE | HMO | $19,454.00 | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| WELLCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Partial removal of sternum at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $257.60 – $2,434.64 |
| Cooperman Barnabas Medical Center | Livingston | not published | $379.51 – $379.51 |
| Community Medical Center | Toms River | not published | $388.65 – $388.65 |
| Clara Maass Medical Center | Belleville | not published | $374.94 – $374.94 |
| Newark Beth Israel Medical Center | Newark | not published | $265.18 – $688.15 |
| Jersey City Medical Center | Jersey City | not published | $333.37 – $411.52 |
| Monmouth Medical Center | Long Branch | not published | $749.87 – $749.87 |
| Hackensack University Medical Center | Hackensack | not published | $1,079.46 – $1,079.46 |