Partial removal of fibula at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$3,591.33

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,280.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,141.00 with HORIZON vs $13,844.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1,141.00 ↓ -68%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -67%
AETNA MANAGED MEDICAID $1,521.92 ↓ -58%
CLOVER MEDICARE ADVANTAGE $1,670.40 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,735.36 ↓ -52%
CIGNA HMO $3,135.00 ↓ -13%
CIGNA PPO $3,508.00 ↓ -2%
WELLCARE MEDICARE ADVANTAGE $3,591.33 ↑ +0%
VACCN ALL PRODUCTS $3,591.33 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,591.33 ↑ +0%
WELLCARE MANAGED MEDICAID $3,591.33 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,770.90 ↑ +5%
AETNA MEDICARE ADVANTAGE $3,914.55 ↑ +9%
UNITED HEALTHCARE DSNP $4,309.59 ↑ +20%
HORIZON PIP $5,985.60 ↑ +67%
HORIZON WORKERS COMP $5,985.60 ↑ +67%
QUALCARE HMO $6,256.00 ↑ +74%
HORIZON OMNIA $6,337.31 ↑ +76%
BERGEN RISK ALL PRODUCTS $6,960.00 ↑ +94%
QUALCARE PPO $7,210.56 ↑ +101%
AETNA ASA $7,266.24 ↑ +102%
CIGNA BH $7,424.00 ↑ +107%
HORIZON SHP $7,749.73 ↑ +116%
HORIZON HMO $7,825.82 ↑ +118%
MULTIPLAN - PHCS ALL PRODUCTS $7,888.00 ↑ +120%
HORIZON INDEMNITY $7,938.11 ↑ +121%
AMERIHEALTH LOCAL HMO $7,973.38 ↑ +122%
HORIZON PPO $8,010.50 ↑ +123%
QUALCARE WORKERS COMP $8,166.40 ↑ +127%
AETNA PPO $8,419.00 ↑ +134%
AETNA HMO $8,419.00 ↑ +134%
AMERIHEALTH REGIONAL HMO $9,031.30 ↑ +151%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +177%
OXFORD ALL PRODUCTS $11,114.00 ↑ +209%
UNITED HEALTHCARE HMO $13,844.00 ↑ +285%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Partial removal of fibula at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $335.79 – $7,091.94
Cooperman Barnabas Medical Center Livingston $6,839.00 $525.77 – $7,280.38
Community Medical Center Toms River $3,786.00 $538.44 – $7,056.48
Clara Maass Medical Center Belleville $3,986.00 $519.44 – $7,243.98
Newark Beth Israel Medical Center Newark $4,881.00 $345.67 – $7,280.38
Jersey City Medical Center Jersey City $5,339.00 $434.56 – $7,603.89
Monmouth Medical Center Long Branch $5,419.00 $1,038.87 – $7,146.75
Hackensack University Medical Center Hackensack $3,821.05 $1,410.44 – $4,012.10

All New-jersey hospitals for this procedure →