Optx prx hmrl fx fix rpr rpl at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$20,355.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20,355.21 with WELLCARE vs $24,426.25 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $20,355.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $20,355.21 ↑ +0%
VACCN ALL PRODUCTS $20,355.21 ↑ +0%
WELLCARE MANAGED MEDICAID $20,355.21 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $21,372.97 ↑ +5%
AETNA MEDICARE ADVANTAGE $22,187.18 ↑ +9%
UNITED HEALTHCARE DSNP $24,426.25 ↑ +20%

Visitor-reported prices

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Optx prx hmrl fx fix rpr rpl at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $5,855.00 $633.45 – $40,196.24
Cooperman Barnabas Medical Center Livingston $6,839.00 $1,288.16 – $41,264.32
Community Medical Center Toms River $3,786.00 $1,319.20 – $39,995.26
Clara Maass Medical Center Belleville $3,986.00 $1,272.64 – $41,058.00
Newark Beth Israel Medical Center Newark $4,881.00 $652.08 – $41,264.32
Jersey City Medical Center Jersey City $5,339.00 $819.76 – $43,097.89
Monmouth Medical Center Long Branch $5,419.00 $2,545.28 – $40,506.87
Hackensack University Medical Center Hackensack $21,657.23 $2,656.41 – $22,740.09

All New-jersey hospitals for this procedure →