Ndl insj without njx 3+ musc at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$27.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$86.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.10 with AETNA vs $447.00 with OXFORD — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $14.10 | ↓ -48% |
| CLOVER | MEDICARE ADVANTAGE | $15.48 | ↓ -43% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $16.08 | ↓ -41% |
| VACCN | ALL PRODUCTS | $27.11 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $27.11 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $28.46 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $29.55 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $32.53 | ↑ +20% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $50.65 | ↑ +87% |
| HORIZON | WORKERS COMP | $55.47 | ↑ +105% |
| HORIZON | PIP | $55.47 | ↑ +105% |
| HORIZON | OMNIA | $58.73 | ↑ +117% |
| HORIZON | MANAGED MEDICAID | $60.00 | ↑ +121% |
| QUALCARE | PPO | $66.82 | ↑ +146% |
| AETNA | ASA | $67.34 | ↑ +148% |
| CIGNA | BH | $68.80 | ↑ +154% |
| HORIZON | SHP | $71.82 | ↑ +165% |
| HORIZON | HMO | $72.52 | ↑ +168% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $73.10 | ↑ +170% |
| HORIZON | INDEMNITY | $73.56 | ↑ +171% |
| AMERIHEALTH | LOCAL HMO | $73.89 | ↑ +173% |
| HORIZON | PPO | $74.24 | ↑ +174% |
| AETNA | HMO | $77.40 | ↑ +186% |
| AETNA | PPO | $77.40 | ↑ +186% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $77.40 | ↑ +186% |
| CIGNA | PPO | $82.24 | ↑ +203% |
| CIGNA | HMO | $82.24 | ↑ +203% |
| AMERIHEALTH | REGIONAL HMO | $83.70 | ↑ +209% |
| WELLCARE | MEDICARE ADVANTAGE | $224.00 | ↑ +726% |
| WELLCARE | MANAGED MEDICAID | $224.00 | ↑ +726% |
| QUALCARE | WORKERS COMP | $278.00 | ↑ +925% |
| BERGEN RISK | ALL PRODUCTS | $291.00 | ↑ +973% |
| QUALCARE | HMO | $306.00 | ↑ +1029% |
| UNITED HEALTHCARE | HMO | $359.00 | ↑ +1224% |
| OXFORD | ALL PRODUCTS | $447.00 | ↑ +1549% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ndl insj without njx 3+ musc at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $28.84 | $23.07 – $406.00 |
| Ocean University Medical Center | Brick | $26.76 | $24.49 – $525.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $27.13 | $24.49 – $525.00 |
| Jersey Shore University Medical Center | Neptune City | $27.11 | $27.11 – $561.00 |
| Palisades Medical Center | North Bergen | $28.84 | $28.84 – $725.00 |
| Raritan Bay Medical Center | Perth Amboy | $27.13 | $27.13 – $471.00 |
| Riverview Medical Center | Red Bank | $27.11 | $27.11 – $464.00 |
| Southern Ocean Medical Center | Manahawkin | $26.76 | $26.76 – $563.00 |