Mayo factor x at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$17.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$385.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.90 with SEOUL MEDICAL GROUP vs $374.68 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SEOUL MEDICAL GROUP ALL PRODUCTS $17.90 ↑ +0%
CLOVER MEDICARE ADVANTAGE $17.90 ↑ +0%
AETNA MANAGED MEDICAID $17.90 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $17.90 ↑ +0%
WELLCARE MANAGED MEDICAID $17.90 ↑ +0%
AMERIGROUP MANAGED MEDICAID $17.90 ↑ +0%
VACCN ALL PRODUCTS $17.90 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $18.80 ↑ +5%
AETNA MEDICARE ADVANTAGE $19.51 ↑ +9%
UNITED HEALTHCARE DSNP $21.48 ↑ +20%
OXFORD ALL PRODUCTS $36.74 ↑ +105%
UNITED HEALTHCARE HMO $36.74 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $39.31 ↑ +120%
CIGNA PPO $82.02 ↑ +358%
CIGNA HMO $82.02 ↑ +358%
QUALCARE HMO $190.96 ↑ +967%
HORIZON MANAGED MEDICAID $234.43 ↑ +1210%
HORIZON PIP $248.33 ↑ +1287%
HORIZON WORKERS COMP $248.33 ↑ +1287%
HORIZON OMNIA $262.92 ↑ +1369%
AETNA PPO $264.88 ↑ +1380%
AETNA HMO $264.88 ↑ +1380%
BERGEN RISK ALL PRODUCTS $288.75 ↑ +1513%
QUALCARE PPO $299.15 ↑ +1571%
AETNA ASA $301.46 ↑ +1584%
BRIGHTON HEALTH PLAN ALL PRODUCTS $308.00 ↑ +1621%
CIGNA BH $308.00 ↑ +1621%
HORIZON SHP $321.51 ↑ +1696%
HORIZON HMO $324.67 ↑ +1714%
MULTIPLAN - PHCS ALL PRODUCTS $327.25 ↑ +1728%
HORIZON INDEMNITY $329.33 ↑ +1740%
AMERIHEALTH LOCAL HMO $330.79 ↑ +1748%
HORIZON PPO $332.33 ↑ +1757%
QUALCARE WORKERS COMP $338.80 ↑ +1793%
AMERIHEALTH REGIONAL HMO $374.68 ↑ +1993%
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Mayo factor x at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $19.69 $8.41 – $84.91
Cooperman Barnabas Medical Center Livingston $19.69 $8.41 – $73.45
Community Medical Center Toms River $19.69 $8.41 – $73.45
Clara Maass Medical Center Belleville $19.69 $8.41 – $73.45
Childrens Specialized Hospital Mountainside $132.00 $14.32 – $14.75
Newark Beth Israel Medical Center Newark $19.69 $8.41 – $73.45
Jersey City Medical Center Jersey City $19.69 $8.41 – $73.45
Monmouth Medical Center Long Branch $19.69 $8.41 – $73.45

All New-jersey hospitals for this procedure →