High activity knee frame at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.24 with CLOVER vs $4,432.53 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $9.24
AETNA MEDICARE ADVANTAGE $929.44
AMERIHEALTH LOCAL HMO $1,493.77
AMERIHEALTH REGIONAL HMO $1,633.96
HORIZON MANAGED MEDICAID $2,298.43
AETNA HMO $2,372.37
AETNA PPO $2,372.37
QUALCARE HMO $2,403.18
AETNA MANAGED MEDICAID $2,516.15
CIGNA HMO $2,541.83
CIGNA PPO $2,541.83
SEOUL MEDICAL GROUP ALL PRODUCTS $2,567.50
OXFORD ALL PRODUCTS $2,630.66
QUALCARE PPO $2,644.53
QUALCARE WORKERS COMP $2,644.53
UNITED HEALTHCARE HMO $2,659.93
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,721.55
UNITED HEALTHCARE MANAGED MEDICAID $3,024.52
BERGEN RISK ALL PRODUCTS $3,081.00
WELLCARE MANAGED MEDICAID $3,201.00
HORIZON PIP $3,312.08
HORIZON WORKERS COMP $3,312.08
HORIZON OMNIA $3,506.69
AETNA ASA $4,020.71
CIGNA BH $4,108.00
HORIZON SHP $4,288.24
HORIZON HMO $4,330.35
MULTIPLAN - PHCS ALL PRODUCTS $4,364.75
HORIZON INDEMNITY $4,392.48
HORIZON PPO $4,432.53
AMERIGROUP MANAGED MEDICAID not published by hospital
VACCN ALL PRODUCTS not published by hospital
UNITED HEALTHCARE DSNP not published by hospital
WELLCARE MEDICARE ADVANTAGE not published by hospital
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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High activity knee frame at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth not published $1,966.74 – $8,050.70
Cooperman Barnabas Medical Center Livingston not published $4,045.58 – $8,091.16
Community Medical Center Toms River not published $4,045.58 – $8,050.70
Clara Maass Medical Center Belleville not published $4,045.58 – $8,050.70
Newark Beth Israel Medical Center Newark not published $2,024.59 – $8,050.70
Jersey City Medical Center Jersey City not published $2,545.20 – $8,050.70
Monmouth Medical Center Long Branch not published $4,045.58 – $8,050.70
Hackensack University Medical Center Hackensack not published $6,326.48 – $6,326.48

All New-jersey hospitals for this procedure →