Exc hand tum deep 1.5 cm/> at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$1,793.38

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,191.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,179.32 with AETNA vs $10,105.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $1,179.32 ↓ -34%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -34%
CLOVER MEDICARE ADVANTAGE $1,294.38 ↓ -28%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,344.72 ↓ -25%
WELLCARE MANAGED MEDICAID $1,793.38 ↑ +0%
VACCN ALL PRODUCTS $1,793.38 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,793.38 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,793.38 ↑ +0%
HORIZON MANAGED MEDICAID $1,839.00 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,883.05 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,954.78 ↑ +9%
UNITED HEALTHCARE DSNP $2,152.05 ↑ +20%
HORIZON PIP $4,638.20 ↑ +159%
HORIZON WORKERS COMP $4,638.20 ↑ +159%
HORIZON OMNIA $4,910.73 ↑ +174%
BERGEN RISK ALL PRODUCTS $5,393.25 ↑ +201%
QUALCARE PPO $5,587.41 ↑ +212%
AETNA ASA $5,630.55 ↑ +214%
CIGNA BH $5,752.80 ↑ +221%
HORIZON SHP $6,005.20 ↑ +235%
HORIZON HMO $6,064.17 ↑ +238%
MULTIPLAN - PHCS ALL PRODUCTS $6,112.35 ↑ +241%
HORIZON INDEMNITY $6,151.18 ↑ +243%
AMERIHEALTH LOCAL HMO $6,178.51 ↑ +245%
HORIZON PPO $6,207.27 ↑ +246%
QUALCARE HMO $6,256.00 ↑ +249%
QUALCARE WORKERS COMP $6,328.08 ↑ +253%
CIGNA PPO $6,463.99 ↑ +260%
CIGNA HMO $6,463.99 ↑ +260%
AMERIHEALTH REGIONAL HMO $6,998.28 ↑ +290%
OXFORD ALL PRODUCTS $8,143.00 ↑ +354%
AETNA PPO $8,419.00 ↑ +369%
AETNA HMO $8,419.00 ↑ +369%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +454%
UNITED HEALTHCARE HMO $10,105.00 ↑ +463%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc hand tum deep 1.5 cm/> at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $1,908.09 $1,201.07 – $2,003.50
Ocean University Medical Center Brick $1,770.73 $1,159.08 – $2,124.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,794.93 $1,201.07 – $1,794.93
Jersey Shore University Medical Center Neptune City $1,793.38 $1,159.08 – $2,152.05
Palisades Medical Center North Bergen $1,908.09 $1,201.07 – $2,079.82
Raritan Bay Medical Center Perth Amboy $1,794.93 $1,201.07 – $2,153.92
Riverview Medical Center Red Bank $1,793.38 $1,159.08 – $2,152.05
Southern Ocean Medical Center Manahawkin $1,770.73 $1,159.08 – $2,124.87

All New-jersey hospitals for this procedure →