Exc arm/elbo les sc >=3cm 24071 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$3,167.89

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,218.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$855.75 with AETNA vs $10,105.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $855.75 ↓ -73%
CLOVER MEDICARE ADVANTAGE $939.24 ↓ -70%
AETNA MEDICARE ADVANTAGE $944.46 ↓ -70%
SEOUL MEDICAL GROUP ALL PRODUCTS $975.77 ↓ -69%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -62%
HORIZON MANAGED MEDICAID $1,839.00 ↓ -42%
VACCN ALL PRODUCTS $3,167.89 ↑ +0%
WELLCARE MANAGED MEDICAID $3,167.89 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,167.89 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $3,167.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,326.28 ↑ +5%
HORIZON PIP $3,365.61 ↑ +6%
HORIZON WORKERS COMP $3,365.61 ↑ +6%
HORIZON OMNIA $3,563.37 ↑ +12%
UNITED HEALTHCARE DSNP $3,801.47 ↑ +20%
BERGEN RISK ALL PRODUCTS $3,913.50 ↑ +24%
QUALCARE PPO $4,054.39 ↑ +28%
AETNA ASA $4,085.69 ↑ +29%
CIGNA BH $4,174.40 ↑ +32%
HORIZON SHP $4,357.55 ↑ +38%
HORIZON HMO $4,400.34 ↑ +39%
MULTIPLAN - PHCS ALL PRODUCTS $4,435.30 ↑ +40%
HORIZON INDEMNITY $4,463.48 ↑ +41%
AMERIHEALTH LOCAL HMO $4,483.31 ↑ +42%
HORIZON PPO $4,504.18 ↑ +42%
QUALCARE WORKERS COMP $4,591.84 ↑ +45%
CIGNA HMO $4,690.46 ↑ +48%
CIGNA PPO $4,690.46 ↑ +48%
AMERIHEALTH REGIONAL HMO $5,078.16 ↑ +60%
QUALCARE HMO $6,256.00 ↑ +97%
OXFORD ALL PRODUCTS $8,143.00 ↑ +157%
AETNA HMO $8,419.00 ↑ +166%
AETNA PPO $8,419.00 ↑ +166%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +214%
UNITED HEALTHCARE HMO $10,105.00 ↑ +219%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc arm/elbo les sc >=3cm 24071 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $3,370.52 $879.71 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $852.02 – $4,923.06
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $879.71 – $4,923.06
Jersey Shore University Medical Center Neptune City $3,167.89 $852.02 – $3,801.47
Palisades Medical Center North Bergen $3,370.52 $879.71 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $879.71 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $852.02 – $3,801.47
Southern Ocean Medical Center Manahawkin $3,127.88 $852.02 – $3,753.45

All New-jersey hospitals for this procedure →