Endo cholangiopancreatograph at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$4,211.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,141.00 with HORIZON vs $10,105.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1,141.00 ↓ -73%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↓ -72%
AETNA MANAGED MEDICAID $1,353.00 ↓ -68%
CLOVER MEDICARE ADVANTAGE $1,485.00 ↓ -65%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,542.75 ↓ -63%
CIGNA HMO $3,135.00 ↓ -26%
CIGNA PPO $3,508.00 ↓ -17%
WELLCARE MEDICARE ADVANTAGE $4,211.08 ↑ +0%
VACCN ALL PRODUCTS $4,211.08 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $4,211.08 ↑ +0%
WELLCARE MANAGED MEDICAID $4,211.08 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $4,421.64 ↑ +5%
AETNA MEDICARE ADVANTAGE $4,590.08 ↑ +9%
UNITED HEALTHCARE DSNP $5,053.30 ↑ +20%
HORIZON PIP $5,321.25 ↑ +26%
HORIZON WORKERS COMP $5,321.25 ↑ +26%
HORIZON OMNIA $5,633.93 ↑ +34%
BERGEN RISK ALL PRODUCTS $6,187.50 ↑ +47%
QUALCARE HMO $6,256.00 ↑ +49%
QUALCARE PPO $6,410.25 ↑ +52%
AETNA ASA $6,459.75 ↑ +53%
CIGNA BH $6,600.00 ↑ +57%
HORIZON SHP $6,889.58 ↑ +64%
HORIZON HMO $6,957.23 ↑ +65%
MULTIPLAN - PHCS ALL PRODUCTS $7,012.50 ↑ +67%
HORIZON INDEMNITY $7,057.05 ↑ +68%
AMERIHEALTH LOCAL HMO $7,088.40 ↑ +68%
HORIZON PPO $7,121.40 ↑ +69%
QUALCARE WORKERS COMP $7,260.00 ↑ +72%
AMERIHEALTH REGIONAL HMO $8,028.90 ↑ +91%
OXFORD ALL PRODUCTS $8,143.00 ↑ +93%
AETNA HMO $8,419.00 ↑ +100%
AETNA PPO $8,419.00 ↑ +100%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +136%
UNITED HEALTHCARE HMO $10,105.00 ↑ +140%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Endo cholangiopancreatograph at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $4,480.44 $741.39 – $4,704.46
Ocean University Medical Center Brick $4,157.89 $720.19 – $4,989.47
JFK Johnson Rehabilitation Institute (JRI) Edison $4,214.73 $436.00 – $4,214.73
Jersey Shore University Medical Center Neptune City $4,211.08 $720.19 – $5,053.30
Palisades Medical Center North Bergen $4,480.44 $429.46 – $4,883.68
Raritan Bay Medical Center Perth Amboy $4,214.73 $741.39 – $5,057.68
Riverview Medical Center Red Bank $4,211.08 $720.19 – $5,053.30
Southern Ocean Medical Center Manahawkin $4,157.89 $720.19 – $4,989.47

All New-jersey hospitals for this procedure →