Elbow inter loc elbow forarm at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,314.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.77 with CLOVER vs $3,723.84 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $7.77 | — |
| AETNA | MEDICARE ADVANTAGE | $780.83 | — |
| AMERIHEALTH | LOCAL HMO | $1,254.94 | — |
| AMERIHEALTH | REGIONAL HMO | $1,372.71 | — |
| HORIZON | MANAGED MEDICAID | $1,930.95 | — |
| AETNA | HMO | $1,993.07 | — |
| AETNA | PPO | $1,993.07 | — |
| QUALCARE | HMO | $2,018.95 | — |
| AETNA | MANAGED MEDICAID | $2,113.86 | — |
| CIGNA | HMO | $2,135.43 | — |
| CIGNA | PPO | $2,135.43 | — |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,157.00 | — |
| OXFORD | ALL PRODUCTS | $2,210.06 | — |
| QUALCARE | PPO | $2,221.71 | — |
| QUALCARE | WORKERS COMP | $2,221.71 | — |
| UNITED HEALTHCARE | HMO | $2,234.65 | — |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,286.42 | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,540.95 | — |
| BERGEN RISK | ALL PRODUCTS | $2,588.40 | — |
| WELLCARE | MANAGED MEDICAID | $2,687.54 | — |
| HORIZON | PIP | $2,782.53 | — |
| HORIZON | WORKERS COMP | $2,782.53 | — |
| HORIZON | OMNIA | $2,946.03 | — |
| AETNA | ASA | $3,377.86 | — |
| CIGNA | BH | $3,451.20 | — |
| HORIZON | SHP | $3,602.62 | — |
| HORIZON | HMO | $3,638.00 | — |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,666.90 | — |
| HORIZON | INDEMNITY | $3,690.20 | — |
| HORIZON | PPO | $3,723.84 | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| VACCN | ALL PRODUCTS | not published by hospital | — |
| UNITED HEALTHCARE | DSNP | not published by hospital | — |
| WELLCARE | MEDICARE ADVANTAGE | not published by hospital | — |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Elbow inter loc elbow forarm at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | not published | $1,795.20 – $6,759.31 |
| Cooperman Barnabas Medical Center | Livingston | not published | $3,396.64 – $6,793.28 |
| Community Medical Center | Toms River | not published | $3,396.64 – $6,759.31 |
| Clara Maass Medical Center | Belleville | not published | $3,396.64 – $6,759.31 |
| Newark Beth Israel Medical Center | Newark | not published | $1,848.00 – $6,759.31 |
| Jersey City Medical Center | Jersey City | not published | $2,323.20 – $6,759.31 |
| Monmouth Medical Center | Long Branch | not published | $3,396.64 – $6,759.31 |
| Hackensack University Medical Center | Hackensack | not published | $5,581.61 – $5,581.61 |