Echo exam of eye at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$97.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.84 with UNITED HEALTHCARE vs $219.04 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $85.84 ↓ -12%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MANAGED MEDICAID $97.46 ↑ +0%
VACCN ALL PRODUCTS $97.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.33 ↑ +5%
AETNA MEDICARE ADVANTAGE $106.23 ↑ +9%
UNITED HEALTHCARE DSNP $116.95 ↑ +20%
AETNA HMO $131.59 ↑ +35%
AETNA PPO $131.59 ↑ +35%
AMERIHEALTH LOCAL HMO $167.08 ↑ +71%
AMERIHEALTH REGIONAL HMO $169.97 ↑ +74%
CIGNA PPO $198.63 ↑ +104%
CIGNA HMO $198.63 ↑ +104%
OXFORD ALL PRODUCTS $219.04 ↑ +125%
UNITED HEALTHCARE HMO $219.04 ↑ +125%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Echo exam of eye at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $103.69 $82.95 – $250.18
Ocean University Medical Center Brick $96.23 $85.84 – $219.04
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $88.05 – $219.04
Jersey Shore University Medical Center Neptune City $97.46 $85.84 – $248.57
Palisades Medical Center North Bergen $103.69 $93.27 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $85.84 – $219.04
Riverview Medical Center Red Bank $97.46 $65.40 – $219.04
Southern Ocean Medical Center Manahawkin $96.23 $85.84 – $219.04

All New-jersey hospitals for this procedure →