CT thoracic spine without contrast at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,929.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.70 with WELLCARE vs $2,528.31 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
CIGNA HMO $256.70 ↑ +118%
CIGNA PPO $256.70 ↑ +118%
OXFORD ALL PRODUCTS $265.07 ↑ +125%
UNITED HEALTHCARE HMO $265.07 ↑ +125%
AETNA HMO $313.21 ↑ +166%
AETNA PPO $313.21 ↑ +166%
AETNA MANAGED MEDICAID $480.36 ↑ +308%
CLOVER MEDICARE ADVANTAGE $527.22 ↑ +348%
SEOUL MEDICAL GROUP ALL PRODUCTS $547.72 ↑ +365%
AMERIHEALTH LOCAL HMO $550.98 ↑ +368%
AMERIHEALTH REGIONAL HMO $560.51 ↑ +376%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +507%
QUALCARE PPO $1,762.00 ↑ +1397%
HORIZON MANAGED MEDICAID $1,783.47 ↑ +1415%
HORIZON PIP $1,889.21 ↑ +1505%
HORIZON WORKERS COMP $1,889.21 ↑ +1505%
HORIZON OMNIA $2,000.21 ↑ +1599%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,021.01 ↑ +1617%
QUALCARE HMO $2,083.00 ↑ +1670%
QUALCARE WORKERS COMP $2,159.44 ↑ +1735%
BERGEN RISK ALL PRODUCTS $2,196.75 ↑ +1766%
AETNA ASA $2,293.41 ↑ +1849%
CIGNA BH $2,343.20 ↑ +1891%
HORIZON SHP $2,446.01 ↑ +1978%
HORIZON HMO $2,470.03 ↑ +1999%
MULTIPLAN - PHCS ALL PRODUCTS $2,489.65 ↑ +2015%
HORIZON INDEMNITY $2,505.47 ↑ +2029%
HORIZON PPO $2,528.31 ↑ +2048%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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CT thoracic spine without contrast at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $125.23 $100.19 – $2,028.74
Ocean University Medical Center Brick $116.22 $106.34 – $1,762.00
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $106.34 – $492.69
Jersey Shore University Medical Center Neptune City $117.70 $117.70 – $2,083.00
Palisades Medical Center North Bergen $125.23 $125.23 – $650.00
Raritan Bay Medical Center Perth Amboy $117.81 $117.81 – $1,752.00
Riverview Medical Center Red Bank $117.70 $117.70 – $1,762.00
Southern Ocean Medical Center Manahawkin $116.22 $116.22 – $550.98

All New-jersey hospitals for this procedure →