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CT Scan of Abdomen and Pelvis (with and without contrast) at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$395.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$395.29 with HORIZON BCBS BRAVEN vs $5,550.38 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $395.29 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $395.29 ↑ +0%
VACCN ALL PRODUCTS $395.29 ↑ +0%
WELLCARE MANAGED MEDICAID $395.29 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $415.06 ↑ +5%
AETNA MEDICARE ADVANTAGE $430.87 ↑ +9%
UNITED HEALTHCARE DSNP $474.35 ↑ +20%
AETNA PPO $709.22 ↑ +79%
AETNA HMO $709.22 ↑ +79%
UNITED HEALTHCARE MANAGED MEDICAID $714.00 ↑ +81%
AMERIHEALTH LOCAL HMO $763.81 ↑ +93%
CIGNA PPO $774.13 ↑ +96%
CIGNA HMO $774.13 ↑ +96%
AMERIHEALTH REGIONAL HMO $777.02 ↑ +97%
UNITED HEALTHCARE HMO $895.45 ↑ +127%
OXFORD ALL PRODUCTS $895.45 ↑ +127%
AETNA MANAGED MEDICAID $1,054.52 ↑ +167%
CLOVER MEDICARE ADVANTAGE $1,157.40 ↑ +193%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,202.41 ↑ +204%
QUALCARE HMO $2,083.00 ↑ +427%
QUALCARE WORKERS COMP $2,159.44 ↑ +446%
QUALCARE PPO $2,917.00 ↑ +638%
HORIZON MANAGED MEDICAID $3,915.23 ↑ +890%
HORIZON PIP $4,147.35 ↑ +949%
HORIZON WORKERS COMP $4,147.35 ↑ +949%
HORIZON OMNIA $4,391.05 ↑ +1011%
BRIGHTON HEALTH PLAN ALL PRODUCTS $4,436.70 ↑ +1022%
BERGEN RISK ALL PRODUCTS $4,822.50 ↑ +1120%
AETNA ASA $5,034.69 ↑ +1174%
CIGNA BH $5,144.00 ↑ +1201%
HORIZON SHP $5,369.69 ↑ +1258%
HORIZON HMO $5,422.42 ↑ +1272%
MULTIPLAN - PHCS ALL PRODUCTS $5,465.50 ↑ +1283%
HORIZON INDEMNITY $5,500.22 ↑ +1291%
HORIZON PPO $5,550.38 ↑ +1304%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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CT Scan of Abdomen and Pelvis (with and without contrast) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $420.58 $284.05 – $4,365.90
Ocean University Medical Center Brick $390.30 $357.13 – $4,822.50

All New-jersey hospitals for this procedure →