Colposcopy/cervix/bx vagina/cervix 57421 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$963.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,432.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$234.85 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $234.85 ↓ -76%
CLOVER MEDICARE ADVANTAGE $257.76 ↓ -73%
SEOUL MEDICAL GROUP ALL PRODUCTS $267.78 ↓ -72%
HORIZON WORKERS COMP $923.64 ↓ -4%
HORIZON PIP $923.64 ↓ -4%
WELLCARE MEDICARE ADVANTAGE $963.79 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $963.79 ↑ +0%
VACCN ALL PRODUCTS $963.79 ↑ +0%
WELLCARE MANAGED MEDICAID $963.79 ↑ +0%
HORIZON OMNIA $977.91 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,011.98 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,050.53 ↑ +9%
BERGEN RISK ALL PRODUCTS $1,074.00 ↑ +11%
QUALCARE PPO $1,112.66 ↑ +15%
AETNA ASA $1,121.26 ↑ +16%
CIGNA BH $1,145.60 ↑ +19%
UNITED HEALTHCARE DSNP $1,156.54 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +23%
HORIZON SHP $1,195.86 ↑ +24%
HORIZON HMO $1,207.61 ↑ +25%
MULTIPLAN - PHCS ALL PRODUCTS $1,217.20 ↑ +26%
HORIZON INDEMNITY $1,224.93 ↑ +27%
AMERIHEALTH LOCAL HMO $1,230.37 ↑ +28%
HORIZON PPO $1,236.10 ↑ +28%
QUALCARE WORKERS COMP $1,260.16 ↑ +31%
AMERIHEALTH REGIONAL HMO $1,393.62 ↑ +45%
HORIZON MANAGED MEDICAID $1,613.00 ↑ +67%
CIGNA HMO $2,247.00 ↑ +133%
CIGNA PPO $2,518.00 ↑ +161%
OXFORD ALL PRODUCTS $4,048.00 ↑ +320%
UNITED HEALTHCARE HMO $4,948.00 ↑ +413%
QUALCARE HMO $6,256.00 ↑ +549%
AETNA HMO $8,419.00 ↑ +774%
AETNA PPO $8,419.00 ↑ +774%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +931%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Colposcopy/cervix/bx vagina/cervix 57421 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $1,025.44 $257.09 – $1,076.71
Ocean University Medical Center Brick $951.61 $250.32 – $1,141.94
JFK Johnson Rehabilitation Institute (JRI) Edison $964.62 $186.00 – $964.62
Jersey Shore University Medical Center Neptune City $963.79 $250.32 – $1,156.54
Palisades Medical Center North Bergen $1,025.44 $257.09 – $1,117.72
Raritan Bay Medical Center Perth Amboy $964.62 $257.09 – $1,157.55
Riverview Medical Center Red Bank $963.79 $250.32 – $1,156.54
Southern Ocean Medical Center Manahawkin $951.61 $250.32 – $1,141.94

All New-jersey hospitals for this procedure →