Colonoscopy w/resection at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$3,035.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,532.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$579.25 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $579.25 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $635.76 | ↓ -79% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $660.48 | ↓ -78% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,189.00 | ↓ -61% |
| HORIZON | MANAGED MEDICAID | $1,613.00 | ↓ -47% |
| HORIZON | WORKERS COMP | $2,278.14 | ↓ -25% |
| HORIZON | PIP | $2,278.14 | ↓ -25% |
| HORIZON | OMNIA | $2,412.00 | ↓ -21% |
| BERGEN RISK | ALL PRODUCTS | $2,649.00 | ↓ -13% |
| QUALCARE | PPO | $2,744.36 | ↓ -10% |
| AETNA | ASA | $2,765.56 | ↓ -9% |
| CIGNA | BH | $2,825.60 | ↓ -7% |
| HORIZON | SHP | $2,949.57 | ↓ -3% |
| HORIZON | HMO | $2,978.54 | ↓ -2% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,002.20 | ↓ -1% |
| HORIZON | INDEMNITY | $3,021.27 | ↓ -0% |
| AMERIHEALTH | LOCAL HMO | $3,034.69 | ↓ -0% |
| WELLCARE | MEDICARE ADVANTAGE | $3,035.44 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $3,035.44 | ↑ +0% |
| VACCN | ALL PRODUCTS | $3,035.44 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $3,035.44 | ↑ +0% |
| HORIZON | PPO | $3,048.82 | ↑ +0% |
| QUALCARE | WORKERS COMP | $3,108.16 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $3,187.21 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $3,308.63 | ↑ +9% |
| AMERIHEALTH | REGIONAL HMO | $3,437.34 | ↑ +13% |
| UNITED HEALTHCARE | DSNP | $3,642.53 | ↑ +20% |
| CIGNA | HMO | $4,412.00 | ↑ +45% |
| CIGNA | PPO | $4,943.00 | ↑ +63% |
| OXFORD | ALL PRODUCTS | $6,096.00 | ↑ +101% |
| QUALCARE | HMO | $6,256.00 | ↑ +106% |
| UNITED HEALTHCARE | HMO | $7,527.00 | ↑ +148% |
| AETNA | HMO | $8,419.00 | ↑ +177% |
| AETNA | PPO | $8,419.00 | ↑ +177% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +227% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy w/resection at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $3,229.60 | $691.29 – $3,391.08 |
| Ocean University Medical Center | Brick | $2,997.10 | $671.55 – $3,596.52 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $3,038.07 | $385.22 – $3,038.07 |
| Jersey Shore University Medical Center | Neptune City | $3,035.44 | $671.55 – $3,642.53 |
| Palisades Medical Center | North Bergen | $3,229.60 | $379.44 – $3,520.27 |
| Raritan Bay Medical Center | Perth Amboy | $3,038.07 | $691.29 – $3,645.69 |
| Riverview Medical Center | Red Bank | $3,035.44 | $671.55 – $3,642.53 |
| Southern Ocean Medical Center | Manahawkin | $2,997.10 | $671.55 – $3,596.52 |