Breast reduction at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$7,218.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,515.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,613.00 with HORIZON vs $19,454.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $1,613.00 ↓ -78%
AETNA MANAGED MEDICAID $2,052.46 ↓ -72%
CLOVER MEDICARE ADVANTAGE $2,252.70 ↓ -69%
AETNA MEDICARE ADVANTAGE $2,265.22 ↓ -69%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,340.31 ↓ -68%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -67%
CIGNA HMO $4,412.00 ↓ -39%
CIGNA PPO $4,943.00 ↓ -32%
QUALCARE HMO $6,256.00 ↓ -13%
HORIZON OMNIA $6,984.00 ↓ -3%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $7,218.34 ↑ +0%
WELLCARE MANAGED MEDICAID $7,218.34 ↑ +0%
VACCN ALL PRODUCTS $7,218.34 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $7,218.34 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $7,579.26 ↑ +5%
HORIZON SHP $8,004.00 ↑ +11%
HORIZON PIP $8,072.18 ↑ +12%
HORIZON WORKERS COMP $8,072.18 ↑ +12%
AETNA HMO $8,419.00 ↑ +17%
AETNA PPO $8,419.00 ↑ +17%
HORIZON HMO $8,627.00 ↑ +20%
UNITED HEALTHCARE DSNP $8,662.01 ↑ +20%
HORIZON INDEMNITY $8,748.00 ↑ +21%
HORIZON PPO $8,830.00 ↑ +22%
BERGEN RISK ALL PRODUCTS $9,386.25 ↑ +30%
QUALCARE PPO $9,724.16 ↑ +35%
AETNA ASA $9,799.25 ↑ +36%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +38%
CIGNA BH $10,012.00 ↑ +39%
MULTIPLAN - PHCS ALL PRODUCTS $10,637.75 ↑ +47%
AMERIHEALTH LOCAL HMO $10,752.89 ↑ +49%
QUALCARE WORKERS COMP $10,822.00 ↑ +50%
AMERIHEALTH REGIONAL HMO $12,179.60 ↑ +69%
OXFORD ALL PRODUCTS $15,567.00 ↑ +116%
UNITED HEALTHCARE HMO $19,454.00 ↑ +170%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Breast reduction at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $7,680.06 $2,342.33 – $8,064.07
Ocean University Medical Center Brick $7,127.17 $2,268.02 – $10,174.48
JFK Johnson Rehabilitation Institute (JRI) Edison $7,224.60 $646.14 – $10,174.48
Jersey Shore University Medical Center Neptune City $7,218.34 $2,268.02 – $8,662.01
Palisades Medical Center North Bergen $7,680.06 $636.45 – $8,371.27
Raritan Bay Medical Center Perth Amboy $7,224.60 $807.68 – $8,669.52
Riverview Medical Center Red Bank $7,218.34 $2,268.02 – $8,662.01
Southern Ocean Medical Center Manahawkin $7,127.17 $2,268.02 – $8,552.61

All New-jersey hospitals for this procedure →