Aspiration fine needle (fna) biopsy w/ultrasound guidance 1st lesion at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$778.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,025.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$496.10 with AETNA vs $10,149.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $496.10 | ↓ -36% |
| CLOVER | MEDICARE ADVANTAGE | $544.50 | ↓ -30% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $565.68 | ↓ -27% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $778.78 | ↑ +0% |
| VACCN | ALL PRODUCTS | $778.78 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $778.78 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $778.78 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $817.71 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $848.87 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $934.53 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $1,714.87 | ↑ +120% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,781.73 | ↑ +129% |
| HORIZON | MANAGED MEDICAID | $1,841.92 | ↑ +137% |
| HORIZON | PIP | $1,951.13 | ↑ +151% |
| OXFORD | ALL PRODUCTS | $1,981.68 | ↑ +154% |
| CIGNA | HMO | $2,247.00 | ↑ +189% |
| BERGEN RISK | ALL PRODUCTS | $2,268.75 | ↑ +191% |
| QUALCARE | PPO | $2,350.43 | ↑ +202% |
| QUALCARE | HMO | $2,350.43 | ↑ +202% |
| AETNA | ASA | $2,368.58 | ↑ +204% |
| CIGNA | BH | $2,420.00 | ↑ +211% |
| CIGNA | PPO | $2,518.00 | ↑ +223% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,571.25 | ↑ +230% |
| AMERIHEALTH | LOCAL HMO | $2,599.08 | ↑ +234% |
| QUALCARE | WORKERS COMP | $2,662.00 | ↑ +242% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,722.50 | ↑ +250% |
| AMERIHEALTH | REGIONAL HMO | $2,943.93 | ↑ +278% |
| HORIZON | OMNIA | $5,853.00 | ↑ +652% |
| HORIZON | SHP | $6,707.00 | ↑ +761% |
| HORIZON | HMO | $7,231.00 | ↑ +829% |
| HORIZON | INDEMNITY | $7,331.00 | ↑ +841% |
| HORIZON | PPO | $7,402.00 | ↑ +850% |
| AETNA | PPO | $8,419.00 | ↑ +981% |
| AETNA | HMO | $8,419.00 | ↑ +981% |
| HORIZON | WORKERS COMP | $10,149.00 | ↑ +1203% |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Aspiration fine needle (fna) biopsy w/ultrasound guidance 1st lesion at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Hackensack University Medical Center | Hackensack | $828.59 | $151.62 – $870.02 |
| Ocean University Medical Center | Brick | $768.94 | $147.64 – $922.73 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $779.45 | $151.62 – $779.45 |
| Jersey Shore University Medical Center | Neptune City | $778.78 | $147.64 – $934.53 |
| Palisades Medical Center | North Bergen | $828.59 | $151.62 – $903.16 |
| Raritan Bay Medical Center | Perth Amboy | $779.45 | $151.62 – $935.34 |
| Riverview Medical Center | Red Bank | $778.78 | $147.64 – $934.53 |
| Southern Ocean Medical Center | Manahawkin | $768.94 | $147.64 – $922.73 |