Analysis; simple cranial nerv pulse gen prgrmg 95976 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$41.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.68 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $19.68 ↓ -52%
CLOVER MEDICARE ADVANTAGE $21.60 ↓ -48%
SEOUL MEDICAL GROUP ALL PRODUCTS $22.44 ↓ -46%
VACCN ALL PRODUCTS $41.27 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $41.27 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $41.27 ↑ +0%
WELLCARE MANAGED MEDICAID $41.27 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $43.34 ↑ +5%
AETNA MEDICARE ADVANTAGE $44.99 ↑ +9%
UNITED HEALTHCARE DSNP $49.53 ↑ +20%
UNITED HEALTHCARE HMO $68.03 ↑ +65%
UNITED HEALTHCARE MANAGED MEDICAID $70.68 ↑ +71%
HORIZON PIP $77.40 ↑ +88%
HORIZON WORKERS COMP $77.40 ↑ +88%
OXFORD ALL PRODUCTS $78.61 ↑ +90%
HORIZON OMNIA $81.95 ↑ +99%
BERGEN RISK ALL PRODUCTS $90.00 ↑ +118%
QUALCARE PPO $93.24 ↑ +126%
AETNA ASA $93.96 ↑ +128%
CIGNA BH $96.00 ↑ +133%
HORIZON SHP $100.21 ↑ +143%
HORIZON HMO $101.20 ↑ +145%
MULTIPLAN - PHCS ALL PRODUCTS $102.00 ↑ +147%
HORIZON INDEMNITY $102.65 ↑ +149%
AMERIHEALTH LOCAL HMO $103.10 ↑ +150%
HORIZON PPO $103.58 ↑ +151%
QUALCARE WORKERS COMP $105.60 ↑ +156%
CIGNA HMO $114.76 ↑ +178%
CIGNA PPO $114.76 ↑ +178%
AMERIHEALTH REGIONAL HMO $116.78 ↑ +183%
HORIZON MANAGED MEDICAID $1,613.00 ↑ +3808%
QUALCARE HMO $6,256.00 ↑ +15059%
AETNA HMO $8,419.00 ↑ +20300%
AETNA PPO $8,419.00 ↑ +20300%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +23968%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Analysis; simple cranial nerv pulse gen prgrmg 95976 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $43.91 $35.13 – $65.28
Ocean University Medical Center Brick $40.75 $37.29 – $63.38
JFK Johnson Rehabilitation Institute (JRI) Edison $41.31 $37.29 – $65.28
Jersey Shore University Medical Center Neptune City $41.27 $41.27 – $63.38
Palisades Medical Center North Bergen $43.91 $43.91 – $65.28
Raritan Bay Medical Center Perth Amboy $41.31 $41.31 – $65.28
Riverview Medical Center Red Bank $41.27 $41.27 – $63.38
Southern Ocean Medical Center Manahawkin $40.75 $40.75 – $63.38

All New-jersey hospitals for this procedure →