Surgical pathology level 3 gross & microscopic examination at Robert Wood Johnson University Hospital Hamilton

1 Hamilton Health Pl, Hamilton Township, NJ · RWJBarnabas Health · · NPI 1629069638

Source: hospital's published price file ↗ · Published Mar 5, 2026 · Ingested Sep 10, 2026

$86.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$530.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.57 with United Healthcare vs $450.50 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Oxford Metro $23.57 ↓ -73%
United Healthcare Nexus $23.57 ↓ -73%
United Healthcare Oxford Commercial $27.21 ↓ -69%
United Healthcare Commercial $27.21 ↓ -69%
United Healthcare Community Plan $36.90 ↓ -58%
Fidelis Care NJ Family Care $37.95 ↓ -56%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $42.64 ↓ -51%
Amerihealth Regional Preferred $53.96 ↓ -38%
Aetna HMO $54.37 ↓ -37%
Aetna PPO $54.37 ↓ -37%
Amerihealth Local Value $58.00 ↓ -33%
Fidelis Care Medicare Advantage $58.39 ↓ -33%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $58.39 ↓ -33%
Aetna Medicare $58.39 ↓ -33%
Humana Medicare $58.39 ↓ -33%
Wellpoint Medicare Advantage $58.39 ↓ -33%
Clover Health Medicare Advantage $58.39 ↓ -33%
United Healthcare Medicare $59.56 ↓ -31%
Aetna Better Health $70.59 ↓ -19%
Emblem Health Commercial $102.18 ↑ +18%
Wellcare Ambetter Health Commercial $116.20 ↑ +34%
Cigna HMO $128.02 ↑ +47%
Cigna PPO $128.02 ↑ +47%
Cigna Local Plus $128.02 ↑ +47%
Horizon Blue Cross Blue Shield of New Jersey Omnia $206.66 ↑ +138%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $237.51 ↑ +173%
Horizon Blue Cross Blue Shield of New Jersey Managed $253.04 ↑ +191%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $258.33 ↑ +197%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $303.74 ↑ +250%
First Health Commercial $318.00 ↑ +266%
Qualcare Inc HMO/POS/PPO $442.02 ↑ +409%
Qualcare Inc WC $442.02 ↑ +409%
Horizon Blue Cross Blue Shield of New Jersey PIP $450.50 ↑ +419%

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $64.00 $23.57 – $128.02
Cooperman Barnabas Medical Center Livingston $80.52 $23.57 – $128.02
Community Medical Center Toms River $70.72 $23.57 – $128.02
Clara Maass Medical Center Belleville $85.32 $23.57 – $128.02
Newark Beth Israel Medical Center Newark $79.15 $23.57 – $128.02
Jersey City Medical Center Jersey City $70.85 $23.57 – $128.02
Monmouth Medical Center Long Branch $74.61 $23.57 – $128.02
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13

All New-jersey hospitals for this procedure →