Zika virus igm antibody at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$16.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$501.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.37 with HORIZON vs $207.79 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $12.37 ↓ -27%
OPTUM HEALTH MANAGED MEDICAID $13.48 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $16.85 ↑ +0%
AMERIGROUP MANAGED MEDICAID $16.85 ↑ +0%
VACCN ALL PRODUCTS $16.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $16.85 ↑ +0%
WELLCARE MANAGED MEDICAID $16.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $16.85 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.85 ↑ +0%
AETNA MEDICARE ADVANTAGE $16.85 ↑ +0%
CLOVER MEDICARE ADVANTAGE $16.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $16.85 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.69 ↑ +5%
LHP HEALTH ALL PRODUCTS $21.06 ↑ +25%
AETNA MANAGED MEDICAID $42.42 ↑ +152%
CIGNA PPO $75.66 ↑ +349%
CIGNA HMO $75.66 ↑ +349%
OXFORD ALL PRODUCTS $84.50 ↑ +401%
UNITED HEALTHCARE HMO $95.49 ↑ +467%
HORIZON OMNIA $110.68 ↑ +557%
HORIZON WORKERS COMP $116.37 ↑ +591%
INTERGROUP ALL PRODUCTS $118.30 ↑ +602%
BERGEN RISK ALL PRODUCTS $126.75 ↑ +652%
HORIZON PIP $126.75 ↑ +652%
BRIGHTON HEALTH PLAN ALL PRODUCTS $133.51 ↑ +692%
CIGNA BH $135.20 ↑ +702%
ACTIVECARE FIRST MCO ALL PRODUCTS $143.65 ↑ +753%
MULTIPLAN - PHCS ALL PRODUCTS $143.65 ↑ +753%
CHN ALL PRODUCTS $143.65 ↑ +753%
QUALCARE PPO $149.06 ↑ +785%
QUALCARE HMO $149.06 ↑ +785%
QUALCARE WORKERS COMP $149.06 ↑ +785%
HORIZON HMO $160.96 ↑ +855%
HORIZON INDEMNITY $161.78 ↑ +860%
HORIZON SHP $162.81 ↑ +866%
HORIZON PPO $164.81 ↑ +878%
HORIZON FEDERAL $164.81 ↑ +878%
AMERIHEALTH LOCAL HMO $169.00 ↑ +903%
AMERIHEALTH REGIONAL HMO $169.00 ↑ +903%
AETNA HMO $207.79 ↑ +1133%
AETNA PPO $207.79 ↑ +1133%
AETNA ASA $207.79 ↑ +1133%
KARNA MEDICARE ADVANTAGE not published by hospital

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Zika virus igm antibody at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $18.54 $7.92 – $72.73
Cooperman Barnabas Medical Center Livingston $18.54 $7.92 – $68.10
Community Medical Center Toms River $18.54 $7.92 – $68.10
Clara Maass Medical Center Belleville $18.54 $7.92 – $68.10
Newark Beth Israel Medical Center Newark $18.54 $7.92 – $68.10
Jersey City Medical Center Jersey City $18.54 $7.92 – $68.10
Monmouth Medical Center Long Branch $18.54 $7.92 – $68.10
Bayshore Medical Center Holmdel $16.85 $16.85 – $77.21

All New-jersey hospitals for this procedure →