X-ray shoulder 1 view (both sides) at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$303.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.30 with HORIZON vs $295.49 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $22.30 ↓ -78%
KARNA MEDICARE ADVANTAGE $41.65 ↓ -60%
CIGNA HMO $49.42 ↓ -52%
CIGNA PPO $49.42 ↓ -52%
AMERIHEALTH LOCAL HMO $49.85 ↓ -52%
AMERIHEALTH REGIONAL HMO $49.85 ↓ -52%
AETNA HMO $51.41 ↓ -50%
AETNA PPO $51.41 ↓ -50%
AETNA ASA $51.41 ↓ -50%
CLOVER MEDICARE ADVANTAGE $54.54 ↓ -47%
AETNA MANAGED MEDICAID $76.05 ↓ -27%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $86.66 ↓ -16%
VACCN ALL PRODUCTS $103.69 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
OXFORD ALL PRODUCTS $151.50 ↑ +46%
HORIZON OMNIA $198.43 ↑ +91%
HORIZON WORKERS COMP $208.65 ↑ +101%
INTERGROUP ALL PRODUCTS $212.10 ↑ +105%
BERGEN RISK ALL PRODUCTS $227.25 ↑ +119%
HORIZON PIP $227.25 ↑ +119%
BRIGHTON HEALTH PLAN ALL PRODUCTS $239.37 ↑ +131%
LHP HEALTH ALL PRODUCTS $239.37 ↑ +131%
CIGNA BH $242.40 ↑ +134%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
CHN ALL PRODUCTS $257.55 ↑ +148%
MULTIPLAN - PHCS ALL PRODUCTS $257.55 ↑ +148%
ACTIVECARE FIRST MCO ALL PRODUCTS $257.55 ↑ +148%
QUALCARE PPO $267.25 ↑ +158%
QUALCARE WORKERS COMP $267.25 ↑ +158%
QUALCARE HMO $267.25 ↑ +158%
HORIZON HMO $288.58 ↑ +178%
HORIZON INDEMNITY $290.06 ↑ +180%
HORIZON SHP $291.91 ↑ +182%
HORIZON FEDERAL $295.49 ↑ +185%
HORIZON PPO $295.49 ↑ +185%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray shoulder 1 view (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $97.46 $34.94 – $219.04
Ocean University Medical Center Brick $96.23 $34.94 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $41.65 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $34.94 – $102.33
Palisades Medical Center North Bergen $103.69 $24.60 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $33.75 – $219.04
Riverview Medical Center Red Bank $97.46 $21.00 – $219.04
Southern Ocean Medical Center Manahawkin $96.23 $34.94 – $101.04

All New-jersey hospitals for this procedure →