X-ray l/s-spine bend vw only 2-3 vw at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$529.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.73 with HORIZON vs $515.88 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $29.73 ↓ -76%
KARNA MEDICARE ADVANTAGE $78.69 ↓ -37%
AMERIHEALTH REGIONAL HMO $87.74 ↓ -30%
AMERIHEALTH LOCAL HMO $87.74 ↓ -30%
CLOVER MEDICARE ADVANTAGE $95.22 ↓ -24%
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
AETNA ASA $100.56 ↓ -20%
AETNA PPO $100.56 ↓ -20%
AETNA HMO $100.56 ↓ -20%
CIGNA PPO $105.08 ↓ -16%
CIGNA HMO $105.08 ↓ -16%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
VACCN ALL PRODUCTS $125.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
AETNA MANAGED MEDICAID $132.78 ↑ +6%
SEOUL MEDICAL GROUP ALL PRODUCTS $151.29 ↑ +21%
OXFORD ALL PRODUCTS $264.50 ↑ +111%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
HORIZON OMNIA $346.44 ↑ +177%
HORIZON WORKERS COMP $364.27 ↑ +191%
INTERGROUP ALL PRODUCTS $370.30 ↑ +196%
BERGEN RISK ALL PRODUCTS $396.75 ↑ +217%
HORIZON PIP $396.75 ↑ +217%
BRIGHTON HEALTH PLAN ALL PRODUCTS $417.91 ↑ +234%
LHP HEALTH ALL PRODUCTS $417.91 ↑ +234%
CIGNA BH $423.20 ↑ +238%
ACTIVECARE FIRST MCO ALL PRODUCTS $449.65 ↑ +259%
MULTIPLAN - PHCS ALL PRODUCTS $449.65 ↑ +259%
CHN ALL PRODUCTS $449.65 ↑ +259%
QUALCARE HMO $466.58 ↑ +273%
QUALCARE PPO $466.58 ↑ +273%
QUALCARE WORKERS COMP $466.58 ↑ +273%
HORIZON HMO $503.82 ↑ +302%
HORIZON INDEMNITY $506.41 ↑ +304%
HORIZON SHP $509.64 ↑ +307%
HORIZON FEDERAL $515.88 ↑ +312%
HORIZON PPO $515.88 ↑ +312%
AMERIGROUP MANAGED MEDICAID not published by hospital —

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X-ray l/s-spine bend vw only 2-3 vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $91.03 $21.18 – $232.44
Cooperman Barnabas Medical Center Livingston $102.77 $32.80 – $238.62
Community Medical Center Toms River $100.58 $32.80 – $231.28
Clara Maass Medical Center Belleville $96.46 $32.80 – $237.43
Childrens Specialized Hospital Mountainside $175.50 $20.00 – $655.00
Newark Beth Israel Medical Center Newark $101.02 $21.80 – $238.62
Jersey City Medical Center Jersey City $100.78 $27.40 – $249.21
Monmouth Medical Center Long Branch $106.11 $32.80 – $234.22

All New-jersey hospitals for this procedure →