X-ray exam thorac spine4/>vw at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$125.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$715.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.17 with HORIZON vs $697.27 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $37.17 | ↓ -70% |
| KARNA | MEDICARE ADVANTAGE | $86.39 | ↓ -31% |
| AMERIHEALTH | REGIONAL HMO | $89.73 | ↓ -28% |
| AMERIHEALTH | LOCAL HMO | $89.73 | ↓ -28% |
| AETNA | HMO | $96.85 | ↓ -23% |
| AETNA | PPO | $96.85 | ↓ -23% |
| AETNA | ASA | $96.85 | ↓ -23% |
| OPTUM HEALTH | MANAGED MEDICAID | $100.19 | ↓ -20% |
| CIGNA | PPO | $114.77 | ↓ -8% |
| CIGNA | HMO | $114.77 | ↓ -8% |
| VACCN | ALL PRODUCTS | $125.23 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $125.23 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $127.14 | ↑ +2% |
| CLOVER | MEDICARE ADVANTAGE | $128.70 | ↑ +3% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $131.49 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $179.47 | ↑ +43% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $204.49 | ↑ +63% |
| UNITED HEALTHCARE | HMO | $336.99 | ↑ +169% |
| OXFORD | ALL PRODUCTS | $357.50 | ↑ +185% |
| HORIZON | OMNIA | $468.25 | ↑ +274% |
| HORIZON | WORKERS COMP | $492.35 | ↑ +293% |
| INTERGROUP | ALL PRODUCTS | $500.50 | ↑ +300% |
| BERGEN RISK | ALL PRODUCTS | $536.25 | ↑ +328% |
| HORIZON | PIP | $536.25 | ↑ +328% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $564.85 | ↑ +351% |
| LHP HEALTH | ALL PRODUCTS | $564.85 | ↑ +351% |
| CIGNA | BH | $572.00 | ↑ +357% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $607.75 | ↑ +385% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $607.75 | ↑ +385% |
| CHN | ALL PRODUCTS | $607.75 | ↑ +385% |
| QUALCARE | HMO | $630.63 | ↑ +404% |
| QUALCARE | PPO | $630.63 | ↑ +404% |
| QUALCARE | WORKERS COMP | $630.63 | ↑ +404% |
| HORIZON | HMO | $680.97 | ↑ +444% |
| HORIZON | INDEMNITY | $684.47 | ↑ +447% |
| HORIZON | SHP | $688.83 | ↑ +450% |
| HORIZON | PPO | $697.27 | ↑ +457% |
| HORIZON | FEDERAL | $697.27 | ↑ +457% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
X-ray exam thorac spine4/>vw at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $120.69 | $23.25 – $232.44 |
| Cooperman Barnabas Medical Center | Livingston | $223.34 | $41.00 – $238.62 |
| Community Medical Center | Toms River | $133.35 | $41.00 – $231.28 |
| Newark Beth Israel Medical Center | Newark | $219.54 | $23.93 – $238.62 |
| Jersey City Medical Center | Jersey City | $133.61 | $30.08 – $249.21 |
| Monmouth Medical Center | Long Branch | $140.68 | $41.00 – $234.22 |
| Bayshore Medical Center | Holmdel | $117.70 | $68.87 – $295.04 |
| Ocean University Medical Center | Brick | $116.22 | $68.87 – $117.12 |