X-ray exam of teeth at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.43 with HORIZON vs $250.18 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $7.43 ↓ -93%
KARNA MEDICARE ADVANTAGE $24.87 ↓ -76%
CLOVER MEDICARE ADVANTAGE $27.54 ↓ -73%
CIGNA HMO $27.63 ↓ -73%
CIGNA PPO $27.63 ↓ -73%
AMERIHEALTH LOCAL HMO $29.91 ↓ -71%
AMERIHEALTH REGIONAL HMO $29.91 ↓ -71%
AETNA HMO $30.54 ↓ -71%
AETNA ASA $30.54 ↓ -71%
AETNA PPO $30.54 ↓ -71%
AETNA MANAGED MEDICAID $38.40 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $43.76 ↓ -58%
OXFORD ALL PRODUCTS $76.50 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $82.95 ↓ -20%
HORIZON OMNIA $100.20 ↓ -3%
VACCN ALL PRODUCTS $103.69 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $103.69 ↑ +0%
AETNA MEDICARE ADVANTAGE $105.08 ↑ +1%
HORIZON WORKERS COMP $105.36 ↑ +2%
INTERGROUP ALL PRODUCTS $107.10 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
BERGEN RISK ALL PRODUCTS $114.75 ↑ +11%
HORIZON PIP $114.75 ↑ +11%
LHP HEALTH ALL PRODUCTS $120.87 ↑ +17%
BRIGHTON HEALTH PLAN ALL PRODUCTS $120.87 ↑ +17%
CIGNA BH $122.40 ↑ +18%
CHN ALL PRODUCTS $130.05 ↑ +25%
MULTIPLAN - PHCS ALL PRODUCTS $130.05 ↑ +25%
ACTIVECARE FIRST MCO ALL PRODUCTS $130.05 ↑ +25%
QUALCARE HMO $134.95 ↑ +30%
QUALCARE PPO $134.95 ↑ +30%
QUALCARE WORKERS COMP $134.95 ↑ +30%
HORIZON HMO $145.72 ↑ +41%
HORIZON INDEMNITY $146.47 ↑ +41%
HORIZON SHP $147.40 ↑ +42%
HORIZON PPO $149.21 ↑ +44%
HORIZON FEDERAL $149.21 ↑ +44%
UNITED HEALTHCARE HMO $250.18 ↑ +141%
AMERIGROUP MANAGED MEDICAID not published by hospital

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X-ray exam of teeth at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $97.46 $19.84 – $219.04
Ocean University Medical Center Brick $96.23 $19.84 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $24.87 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $19.84 – $102.33
Palisades Medical Center North Bergen $103.69 $8.20 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $11.25 – $219.04
Riverview Medical Center Red Bank $97.46 $7.00 – $219.04
Southern Ocean Medical Center Manahawkin $96.23 $19.84 – $101.04

All New-jersey hospitals for this procedure →