X-ray exam of mastoids at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.60 with HORIZON vs $336.99 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $25.60 ↓ -80%
CLOVER MEDICARE ADVANTAGE $60.48 ↓ -52%
AMERIHEALTH LOCAL HMO $65.80 ↓ -47%
AMERIHEALTH REGIONAL HMO $65.80 ↓ -47%
KARNA MEDICARE ADVANTAGE $74.33 ↓ -41%
AETNA MANAGED MEDICAID $84.34 ↓ -33%
AETNA PPO $84.59 ↓ -32%
AETNA ASA $84.59 ↓ -32%
AETNA HMO $84.59 ↓ -32%
SEOUL MEDICAL GROUP ALL PRODUCTS $96.10 ↓ -23%
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
CIGNA PPO $102.67 ↓ -18%
CIGNA HMO $102.67 ↓ -18%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
VACCN ALL PRODUCTS $125.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
OXFORD ALL PRODUCTS $168.00 ↑ +34%
HORIZON OMNIA $220.05 ↑ +76%
HORIZON WORKERS COMP $231.37 ↑ +85%
INTERGROUP ALL PRODUCTS $235.20 ↑ +88%
HORIZON PIP $252.00 ↑ +101%
BERGEN RISK ALL PRODUCTS $252.00 ↑ +101%
BRIGHTON HEALTH PLAN ALL PRODUCTS $265.44 ↑ +112%
LHP HEALTH ALL PRODUCTS $265.44 ↑ +112%
CIGNA BH $268.80 ↑ +115%
CHN ALL PRODUCTS $285.60 ↑ +128%
ACTIVECARE FIRST MCO ALL PRODUCTS $285.60 ↑ +128%
MULTIPLAN - PHCS ALL PRODUCTS $285.60 ↑ +128%
QUALCARE HMO $296.35 ↑ +137%
QUALCARE PPO $296.35 ↑ +137%
QUALCARE WORKERS COMP $296.35 ↑ +137%
HORIZON HMO $320.01 ↑ +156%
HORIZON INDEMNITY $321.65 ↑ +157%
HORIZON SHP $323.70 ↑ +158%
HORIZON PPO $327.67 ↑ +162%
HORIZON FEDERAL $327.67 ↑ +162%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray exam of mastoids at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $58.18 $19.99 – $232.44
Childrens Specialized Hospital Mountainside $120.50 $17.22 – $655.00
Jersey City Medical Center Jersey City $64.41 $25.87 – $249.21
Bayshore Medical Center Holmdel $117.70 $46.88 – $295.04
Ocean University Medical Center Brick $116.22 $46.88 – $116.22
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $58.70 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $46.88 – $123.59
Palisades Medical Center North Bergen $125.23 $28.24 – $295.04

All New-jersey hospitals for this procedure →